People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

Evidence suggests that a growing number of people tend to use attention cards to pay monthly payments.
Although
there are several drawbacks to using attention cards, I believe that the benefits involved are more. On the plus side, there are some advantages to people paying with attention cards.
To begin
with, using
credit
cards enable people to save their time during a day
instead
of paying in person.
in
Suggestion
In
addition, people don’t need to keep cash for their settlement, and easily they can carry it everywhere.
Also
, if you forget to bring your
credit
card, just by knowing your information, you can transfer or pay directly. Nowadays,
Credit
cards are inclusive of our life, and hardly we can ignore it.
However
, the downside cannot be neglected. The most axiomatic argument is concerned with the information security of
credit
cards.
That is
to say, because paying off with
credit
cards can be done with a simple password, and it is crucial to take care of them. Another issue is that people can become impulsive buyer, so people provide commodity which is not needed.
Last
but not least,
credit
cards can lead not only to higher fees and interests, but
also
it can increase debt in the form of
credit
and charges. To conclude, regardless of drawbacks, I think using
credit
cards are playing a vital role in our lifestyle, and they solved many problems that existed with transferring cash.
Besides
, we need to cautious about our private information and the safety of our payments.

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  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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