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Writing Samples
Band 6.5

People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh
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Evidence suggests that a growing number of people tend to use attention cards to pay monthly payments.
Although
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 there are several drawbacks to using attention cards, I believe that the benefits involved are more. On the plus side, there are some advantages to people paying with attention cards.
To begin
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 with, using
credit
Use synonyms
 cards enable people to save their time during a day
instead
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 of paying in person.
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in
Suggestion
In
 addition, people don’t need to keep cash for their settlement, and easily they can carry it everywhere.
Also
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, if you forget to bring your
credit
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 card, just by knowing your information, you can transfer or pay directly. Nowadays,
Credit
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 cards are inclusive of our life, and hardly we can ignore it.
However
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, the downside cannot be neglected. The most axiomatic argument is concerned with the information security of
credit
Use synonyms
 cards.
That is
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 to say, because paying off with
credit
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 cards can be done with a simple password, and it is crucial to take care of them. Another issue is that people can become impulsive buyer, so people provide commodity which is not needed.
Last
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 but not least,
credit
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 cards can lead not only to higher fees and interests, but
also
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 it can increase debt in the form of
credit
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 and charges. To conclude, regardless of drawbacks, I think using
credit
Use synonyms
 cards are playing a vital role in our lifestyle, and they solved many problems that existed with transferring cash.
Besides
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, we need to cautious about our private information and the safety of our payments.

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Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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