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Band 6.5

People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh
Evidence suggests that a growing number of people tend to use attention cards to pay monthly payments.
Although
 there are several drawbacks to using attention cards, I believe that the benefits involved are more. On the plus side, there are some advantages to people paying with attention cards.
To begin
 with, using
credit
 cards enable people to save their time during a day
instead
 of paying in person.
in
Suggestion
In
 addition, people don’t need to keep cash for their settlement, and easily they can carry it everywhere.
Also
, if you forget to bring your
credit
 card, just by knowing your information, you can transfer or pay directly. Nowadays,
Credit
 cards are inclusive of our life, and hardly we can ignore it.
However
, the downside cannot be neglected. The most axiomatic argument is concerned with the information security of
credit
 cards.
That is
 to say, because paying off with
credit
 cards can be done with a simple password, and it is crucial to take care of them. Another issue is that people can become impulsive buyer, so people provide commodity which is not needed.
Last
 but not least,
credit
 cards can lead not only to higher fees and interests, but
also
 it can increase debt in the form of
credit
 and charges. To conclude, regardless of drawbacks, I think using
credit
 cards are playing a vital role in our lifestyle, and they solved many problems that existed with transferring cash.
Besides
, we need to cautious about our private information and the safety of our payments.

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Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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