In many countries, paying for things using mobile phone (cellphone) apps is becoming increasing common. Does this development have more advantages or more disadvantages?

#countries #phone #cellphone #apps #development

With the advancements in the latest technology, particularly in financial technologies, several people are opting to pay for things using their cell phone apps. My view is that the benefits outweigh the drawbacks.

This

essay will discuss the advantages as well as the disadvantages to prove my arguments. Financial apps,

such

as Stripe or Google Pay, make it extremely convenient for their customers to pay for things within seconds.

For example

, rather than waiting in queue to pay your rent at the housing agency, a customer can go to the mobile app to pay the bill, which will save him or her several hours.

Moreover

, the chances of losing your wallet with all the credit or debit cards are limited.

Consequently

, keeping you away from lengthy conversations with banks and police officers.

However

, despite

this

, there is one major drawback, which is security. All the mobile phone transactions are connected to the internet and stores all your data in the cloud. The chances of getting hacked by some random hacker are immense. To exemplify, in 2018, one of the hackers stole all the bank information of the users from an online payment company.

As a result

, all the customers were in agony concerning their bank accounts, as they might lose their savings to a random hacker.

Nevertheless

, companies providing these online payment services are continually trying to mitigate

this

issue by hiring ethical hackers and high-end software engineers. To sum up,

although

there is a significant disadvantage to using online transactions

that is

security

Suggestion

secure

secured

, the advantages of using online payments will save time, and not losing a wallet outweighs them.

Submitted by Phew on Sat Jul 25 2020

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10Linking words
meeting the goal of 7 or more
0Word repetition
meeting the goal of 3 or fewer
1Grammar mistakes
 

4 paragraphs

270 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

7.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

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In many countries, paying for things using mobile phone (cellphone) apps is becoming increasing common. Does this development have more advantages or more disadvantages?

Support ideas with relevant, specific examples

Many museums charge for admission while others are free. Do you think the advantages of charging people for admission to museums outweigh the disadvantages?

To some people studying the past has little value in the modern world. Why do you think it's important to do so? What will be the effect if children are not taught history?

Travellers and business people often come into contact with other cultures briefly. What are the main advantages and disadvantages of doing so? Give reasons for your answer and include any relevant example from your own kowledge or experience. Write at least 250 words.

Scientists agree that people are damaging their health by eating too much junk food.Some people think that the answer to this problem is to educate people.Others think education will not work. Discuss both views and give your opinion.?