In many countries, paying for things using mobile phone (cellphone) apps is becoming increasing common. Does this development have more advantages or more disadvantages?

#countries #phone #cellphone #apps #development

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With the advancements in the latest technology, particularly in financial technologies, several people are opting to pay for things using their cell phone apps. My view is that the benefits outweigh the drawbacks.

This

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essay will discuss the advantages as well as the disadvantages to prove my arguments. Financial apps,

such

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as Stripe or Google Pay, make it extremely convenient for their customers to pay for things within seconds.

For example

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, rather than waiting in queue to pay your rent at the housing agency, a customer can go to the mobile app to pay the bill, which will save him or her several hours.

Moreover

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, the chances of losing your wallet with all the credit or debit cards are limited.

Consequently

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, keeping you away from lengthy conversations with banks and police officers.

However

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, despite

this

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, there is one major drawback, which is security. All the mobile phone transactions are connected to the internet and stores all your data in the cloud. The chances of getting hacked by some random hacker are immense. To exemplify, in 2018, one of the hackers stole all the bank information of the users from an online payment company.

As a result

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, all the customers were in agony concerning their bank accounts, as they might lose their savings to a random hacker.

Nevertheless

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, companies providing these online payment services are continually trying to mitigate

this

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issue by hiring ethical hackers and high-end software engineers. To sum up,

although

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there is a significant disadvantage to using online transactions

that is

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security

Suggestion

secure

secured

, the advantages of using online payments will save time, and not losing a wallet outweighs them.

Submitted by Phew on Sat Jul 25 2020

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Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

for example
for instance
to illustrate this
to give a clear example
such as
namely
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take, for example

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10
Linking words
meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
1
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

7.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

270 words

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Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

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In many countries, paying for things using mobile phone (cellphone) apps is becoming increasing common. Does this development have more advantages or more disadvantages?

Support ideas with relevant, specific examples

Few people devote time to hobbies nowadays. Say why you think this is the case and what effect this has on the individual and society in general. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Some people believe that social media sites, such as Facebook or Twitter, have a negative impact on young people and their ability to form personal relationships. Others believe that these sites bring people together in a beneficial way. Discuss both views and give your opinion.

Computers and AI technology are increasingly being used for online education. Can AI enhance the learning experience? Is this a positive or negative development

Today food often travels thousands of miles from the farm to the consumer. Some people believe it would be better for the environment and the economy if people only ate food produced by local farmers. Would the advantages of this idea outweigh the disadvantages?

Some people work for the same organisation all their working life. others think that it is better to work for different organisations. discuss both these views and give your own opinion.