Very few schoolchildren learn about the value of money and how to look after it, yet this is a critical life skill that should be taught as part of the school curriculum. Do you agree or disagree?
Nowadays, school education plays a very important role in preparing young students for adulthood. This includes a huge range of specialized subjects, socialization and preparation for admission to senior educational institutions. Unfortunately, I tend to agree that the school curriculum pays little attention to very important everyday issues, such as financial literacy. Perhaps, many people will disagree with this opinion, as they believe that the school program includes enough skills within the framework of teaching mathematics and that children receive all the basic skills that enable them to perform the necessary calculations. Some schools, such as the one where I was being studied, even have specialized economic subjects, but this is rather an exception and is not included in the general education curriculum. In any case, all this is a certain set of skills and knowledge, and schoolchildren do not understand how to practically apply it. Unfortunately, teaching financial literacy is absent in most Russian schools, and it is also not customary to discuss this in the family. For example, microloans are very popular in Moscow and many large Russian cities - it is very fast, does not require a lot of documents and the amount is usually 20 - 350 Euros. It seems to me that the reason for the popularity of such loans lies in the lack of financial literacy, since at least this all has terrible interest. On the other hand, the majority of Russians fears large loans and considers them extremely unprofitable. In conclusion, I would like to add that school education is very much focused on preparing the students for the university and to a lesser extent on preparing them for adulthood. Financial literacy seems to be a taboo topic, which is too adult and inaccessible for schoolchildren, who do not earn money on their own, but are too simple and childish to teach this to students.