In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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this

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modern era, mobile payments have been growing rapidly. Paying for goods and services via mobile phones is becoming popular not only in developed countries but

also

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in many developing countries across the globe. Talking about the positives

first

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, the most obvious one is the convenience it offers to people.

In other words

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, one does not need to carry cash or exact change to buy a product and can pay using a single tap.

Secondly

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, payments through a digital platform are recorded digitally.

Therefore

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, one does not have to keep track of the transaction, which makes expense management a breeze.

For example

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, Paytm, an online payment platform, allows people to send and receive money as well as pay for goods and services.

Thus

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, people tend to use these platforms more rather than relying on traditional methods. Perhaps, there are several drawbacks to using these digital platforms.

Firstly

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such

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apps are frequently prone to cyber-attacks.

That is

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to say, payment banks do not have the level of security features which a regular bank boasts of.

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, many people using these apps fall prey to hackers. Financial information saved on the mobile phone can

also

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get exposed and misused if the device is stolen. To conclude, making payments via mobile apps certainly poses some security concerns; even so, in my opinion, the advantages offered by these platforms outweigh the disadvantages because they allow the instant transfer of money from anywhere and at any time. The security concerns can be mitigated to a great extent by taking adequate precautions.

Submitted by production on Sat Sep 05 2020

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12
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Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

259 words

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In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Your opinion

In some cities, the government has tried to reduce traffic. For instance, they imposed a congestion tax during rush hours. Do you think this development is positive or negative?

Nowadays, we are surround by advertising in our daily lives. Some people believe this has a positive effect on society. Others, however, say that it is a negative development. Discuss with both views and give your own opinion.

Some people think the government should pay for health care and education, but there is no agreement about whether it is the government’s responsibility. What is your opinion?

In some countries, secondary schools aim to provide a general education across a range of subjects. In others, children focus on a narrow range of subjects related to a particular career. Which do you think is appropriate in today’s world?

Some people think that family has the most powerful influence on a child’s development, while others think that other factors such as television, friend, music have the biggest effects. Discuss both views and give your opinion?