In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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this

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modern era, mobile payments have been growing rapidly. Paying for goods and services via mobile phones is becoming popular not only in developed countries but

also

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in many developing countries across the globe. Talking about the positives

first

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, the most obvious one is the convenience it offers to people.

In other words

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, one does not need to carry cash or exact change to buy a product and can pay using a single tap.

Secondly

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, payments through a digital platform are recorded digitally.

Therefore

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, one does not have to keep track of the transaction, which makes expense management a breeze.

For example

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, Paytm, an online payment platform, allows people to send and receive money as well as pay for goods and services.

Thus

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, people tend to use these platforms more rather than relying on traditional methods. Perhaps, there are several drawbacks to using these digital platforms.

Firstly

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such

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apps are frequently prone to cyber-attacks.

That is

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to say, payment banks do not have the level of security features which a regular bank boasts of.

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, many people using these apps fall prey to hackers. Financial information saved on the mobile phone can

also

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get exposed and misused if the device is stolen. To conclude, making payments via mobile apps certainly poses some security concerns; even so, in my opinion, the advantages offered by these platforms outweigh the disadvantages because they allow the instant transfer of money from anywhere and at any time. The security concerns can be mitigated to a great extent by taking adequate precautions.

productionSat Sep 05 2020

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12
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meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
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Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

259 words

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In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Your opinion

Car ownership has increased so rapidly over the past thirty years that many cities in the world are now 'one big traffic jam’’ How true do you think this statement is? What are measures can the government take to discourage people from using their cars?

In numerous nations, there is a growing trend for individuals to frequently discuss financial matters, such as their earnings or expenditures, in everyday conversation. What are the reasons behind this phenomenon? Is it advantageous or detrimental?

Today more and more people want things instantly (e.g: goods, service, news). Why is this? Is this a positive or negative development?

17.Some people think that the best way to improve road safety is to have drivers tested every year. To what extent do you agree or disagree?

Some people that in a city the best way to travel by car, while other people argue that bicycles are a better way of travelling in a city. Discuss both views and give your opinion.