It is always a good
idea
to have a backup plan for everything in your life, that includes
money
as well. We can'
t
predict our future and what may happen to us tomorrow. And in our hard times saved
money
can
prevent
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absolute poverty. So I think it's
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ood
idea
to have
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proper financial planning for the future and I will point out
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mportance of it in upcoming paragraphs.
Money
is not happiness and happiness alone can'
t
buy us everything that we might need in
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urrent moment. So one should always think of long term goals
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because
money
is
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inite resource, you may have
of it for today but that won'
t
be
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ame for upcoming days. Let's say if you
looseReplace the word
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urrent job, and you are a person who usually spends all
money
during weekends, suddenly your mother catches
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eally serious disease and she is
for the same. Now due to lack of savings
you can'
t
pay hospital bills and provide medicine, as really an unfortunate outcome she dies. In
this
case
instead
of partying at
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ar every Saturday and spend all
money
behind drinks, you could have a saved some for your beloved family member's
a like situation.
One
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to learn assigning proper priorities on where to spend
money
first
, your child's education in future is more important than
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best gift or toy you can buy in
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resent moment. And there various ways to save
money
, and these
money savingAdd a hyphen
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options have their own risks. Lowest risky way of saving
money
is by putting it in a fixed
account in the bank. Compound interest will keep adding profits to it while your
money
is locked into
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ixed
bank account. If you are
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erson who likes to take the risks,
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tock market can be
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ood option to earn profits really fast. But only allocate
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mall chunk of your entire savings into
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tock market, it's not
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ood
idea
of having
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isk of
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everything.
Also
it
be noted that
a miser person in every situation is not a good
idea
. Sometimes
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should reward yourself and seek ways of achieving happiness. In
such
case
some may feel enjoyment by spending
money
.
For example
often times people
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o on vacation on
basis, to seek fun and enjoyment after doing the
for
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entire year. But again as I explained in previous examples it is not a good
idea
to spend everything just behind a single vacation trip.
To conclude with, what my overall view is to save
money
for the harder times and spend for enjoyment when you feel burn out from daily routine, but in
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ost sensible way. According to
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ell known old saying "
Money
does not
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on trees".