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Band 6

People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages

#people #credit #cards #purchases #outweigh
In
this
 modern world, people are not interested in doing
cash
 shopping , they prefer to use
credit
 cards for routine shoppings.
However
, I think that the advantages of
credit
 cards are more than using
cash
. It has more advantages and fewer drawbacks. On the one hand, every individual is not carrying huge
cash
 in their pockets
therefore
 people are used bank cards for their shopping, that gives them multiple choices for shopping.
For example
Add a comma
,
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mostly websites of online shopping are preferred to digital mode of payment
instead
 of
t
Add an article
the
show examples
raditional way.
Furthermore
 credits cards give comfort and luxurious way to live a life with extra benefits in terms of
cash back
Correct your spelling
cashback
show examples
 facilities, loyalty points and many more.
Thus
 people prefer to use
credit
 cards for their shopping.
On the other hand
, the main drawback of plastic
money
 is it may hack and people may lose huge
money
 in a single minute. A few years back in 2015, in India. There was a gang arrested who used to do scam those people who have bank cards, they misled the people, got their personal data and store their
money
 online.
Moreover
, another disadvantage is using plastic cards for shopping its means paying extra
money
, because do expensive shopping by
credit
 card and amount spread into monthly instalments and on that instalment
Add a comma
,
show examples
there is apply some interest rate.
Hence
 using a
credit
 card is more expensive than hard
cash
. To conclude, nowadays people use
credit
 cards for their payments and that them luxury
however
 people have to more than
cash
. I think, in
this
 modern world people want up garden their lifestyle for
this
 up-gradation people us credits cards
instead
 of
cash
 and
also
 get other benefits of it.
Submitted by owais Mirza on

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For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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Essentional vocabulary list for IELTS Writing 7+

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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