In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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As technology evolves so does the debate regarding the strengths and weaknesses of mobile applications designed to handle financial transactions.

This

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essay will discuss both perspectives and why I believe the arguments for adopting the use of

this

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technology are stronger. There are two main benefits of using online payment solutions. The strength of

such

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applications lies in its convenience.

For instance

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, most apps are designed to allow for proximity function along with the possibility of registering multiple cards and viewing a detailed transaction history report.

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, in order to create more reliable products, developers integrate loss prevention functions allowing users to block their account immediately.

As a result

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, it could be argued that users are highly attracted for no longer needing to carry multiple cards but

also

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instantaneously being able to track their expenses.

However

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, others argue that its drawbacks can turn out to be very harmful to the user.

For example

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, it is widely known that the loss of a card commonly leads to credit fraud and misuse.

Therefore

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, users are highly concerned about the dangers of loss as it can be challenging to provide institutions with proof that purchases were made by someone else incurring in hefty financial fees. In conclusion, I believe both sides of the argument have arguments. I believe it is better to use smart payment methods because it makes shopping easier as passwords are not needed, and management of multiple accounts is possible which is far more beneficial than overlooking its constantly increasing security capabilities.

giovannelucas.pintoMon Oct 12 2020

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Your opinion

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...do you agree or disagree?...do you think...?...your opinion...?

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9
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meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

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Overall Band Score

Coherence and Cohesion: 9.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

252 words

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Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

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In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Your opinion

The government’s investment in arts, music and theater is a waste of money. Government should invest these funds in public services instead. To what extent do you agree with this statement?

In some countries an increasing number of people are suffering from health problems as a result of eating too much fast food. It is therefore necessary for governments to impose a higher tax on this kind of food. To what extent do you agree or disagree?

“Modern forms of communication such as email and messaging have reduced the amount of time people spend seeing their friends. This has a negative effect on their social lives. To what extent do you agree or disagree?”

Some people believe tertiary education should be free, but others say universities should charge students. Discuss both this views and give your opinion.

The increase in the production of consumer goods results in damage to the natural environment. What are the causes of this? What can be done to solve this problem?