In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #phone #cellphone #apps #development

Currently, the usage of

smartphone

payment

applications has risen in a significant number of countries. While

this

tendency may increase the vulnerability of personal data, I am convinced that the advantages of

this

kind of

payment

can make the paying

process

more convenient for people. On the one hand, using a

smartphone

application for payments can make one’s bank account vulnerable. Nowadays, hackers are inventing and developing various viruses that can infect the application’s

payment

system, thereby getting access to your bank account details. Doing

this

, they will use

this

information for stealing money. A few years ago in Ukraine,

for example

, there was a terrible scandal regarding PrivatBank’s online

payment

system which was substituted with a false one. The latter was collecting personal data of the bank customers that tried to pay using

this

system.

Therefore

, hundreds of users were robbed by hackers as they knew the clients’ passwords and other data to use those accounts for their advantage.

On the other hand

, while paying for things with applications may endanger your savings, I do believe that

this

tendency simplifies the

payment

process

allowing people not to carry significant sums of

cash

. Going shopping tends to make one carry a big amount of

cash

, and in

such

a case paying with a

smartphone

can prevent your money from being stolen during the

process

. Not only might applications save your

cash

, but

also

they make the

payment

process

much easier. Online

payment

systems save your time as you pay for your purchase just by touching the

payment

terminal with your phone as well as by just pressing a few buttons and wiring your money.

As a result

, the whole shopping

process

is becoming faster and more convenient for an individual. To conclude, everyday usage of

smartphone

applications for shopping has become more popular among people.

Such

a trend may cause the vulnerability of a customer’s personal data,

however

, I would still argue that the simplicity of

such

a method and the safety of

cash

that it brings are likely to be positive factors of

this

tendency.

Submitted by Olena on Tue Nov 10 2020

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Fully explain your ideas

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Sentence 4 - Outline sentence

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Sentence 3 - Discussion
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8Linking words
meeting the goal of 7 or more
4Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

346 words

7.00

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

6.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

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In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Fully explain your ideas

Many people believe that learning a foreign language is avery difficult task. what are the most difficult things about learning a foreign language? What are the best ways to overcome them?explain an include your personal experience or knowledge of these problems.

Some people think that school children need to learn practical skills such as car maintenance or bank account management along with the academic subjects at school. To what extent do you agree or disagree?

Working long hours causes a great deal of stress and can be very bad for the health. The government must find a way to reduce this thype of stress. To what extent do you agree or disagree?

Research into new medicines and treatments is essential. Should this research be paid for by private companies or by the government?