Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

✨ Do you want to improve your IELTS writing?
In many parts of the world, the conventional method of payments almost vanished due to advanced counterparts. Credit and debit cards have become an
indispensible
Correct your spelling
indispensable
part of our lives. Despite numerous benefits of
this
Linking Words
modern trend, it
also
Linking Words
has certain drawbacks which should be considered as well. On the one hand, bank cards have simplified many aspects of peoples' lives.
Firstly
Linking Words
, most
of
Verify preposition usage
apply
show examples
b
Add an article
the
show examples
anks provide
such
Linking Words
option as delayed payment. Goods can be purchased and money can be withdrawn later on.
Secondly
Linking Words
, paying via bank
card
Use synonyms
terminal, customers often receive bonuses or some amount back.
This
Linking Words
Add a verb
is
was
show examples
done to encourage clients of
card
Use synonyms
issuing organisation to use their services
further
Linking Words
. The
last
Linking Words
but not least, with cash substitutes it became possible to transfer money without direct contacts.
This
Linking Words
merit is especially crucial in today's new normal, as due to coronavirus pandemic it is essential to decrease
a
Change the article
the
show examples
number of direct contacts.
On the other hand
Linking Words
, the advanced method of payments has
also
Linking Words
certain demerits.
To begin
Linking Words
, the popularisation of credit cards has brought new ways of
cyber crime
Correct your spelling
cybercrime
show examples
. Take Kazkom collapse,
for example
Linking Words
,
fraudeurs
Correct your spelling
fraudsters
hacked the bank system and
Correct your spelling
freeze
freezed
Correct your spelling
froze
show examples
all clients' accounts.
Moreover
Linking Words
, it is impossible to pay if there is no internet
,
Remove the comma
apply
show examples
because all credit
card
Use synonyms
operations
depends
Change the verb form
depend
show examples
on
o
Add an article
the
show examples
nline system.
Finally
Linking Words
, the lose of payment
card
Use synonyms
can leave
i
Add an article
an
show examples
ndividual without possibility to buy something as he should wait another 7 days for
Use synonyms
c
Add an article
the
show examples
ard's
reissuance
Correct your spelling
issuance
. To conclude, the convenience of plastic cards made them popular.
However
Linking Words
, people should consider
such
Linking Words
demerits as
cyber crime
Correct your spelling
cybercrime
show examples
and try to secure their money.
Submitted by aidatuarshina on

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

What to do next:
Look at other essays: