In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages than disadvantages?

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With the advent of technology, digital payments have gained a lot of popularity in several developing nations. Few consider
this
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as a disadvantage due to the malpractices that are involved in
cyber space
Correct your spelling
cyberspace

The word cyber space seems to be miswritten. Consider replacing it.

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.
Nevertheless
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Usage of linking words is important in IELTS writing. They help create clear connections between ideas in your writing. They improve the flow of your essay by showing relationships between paragraphs and sentences. Using appropriate linking words demonstrates your ability to write cohesively and will help you achieve a higher band score.

, purchases through mobile applications can simplify the
payment
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It is important to use synonyms in your writing, as you will lose marks if you repeat words from the question and use the same words in your essay over and over. If you do that, it will show the examiner that you have a limited vocabulary and you want to do the opposite for a high band score.

process dramatically by reducing the usage of currency notes, and contribute to a greener environment. In my humble opinion, these advantages far overshadow
the
Remove the article
apply

It is unlikely that your sentence needs the article the before any. Consider deleting the article.

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any disadvantages involved in
this
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Usage of linking words is important in IELTS writing. They help create clear connections between ideas in your writing. They improve the flow of your essay by showing relationships between paragraphs and sentences. Using appropriate linking words demonstrates your ability to write cohesively and will help you achieve a higher band score.

transformation. Along with the enormous growth of mobile phone usage, payments though various applications have
also
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Usage of linking words is important in IELTS writing. They help create clear connections between ideas in your writing. They improve the flow of your essay by showing relationships between paragraphs and sentences. Using appropriate linking words demonstrates your ability to write cohesively and will help you achieve a higher band score.

increased. There are several benefits of
this
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phenomenon, and one of them is, it reduces the dependency on bulky currency notes.
In other words
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Usage of linking words is important in IELTS writing. They help create clear connections between ideas in your writing. They improve the flow of your essay by showing relationships between paragraphs and sentences. Using appropriate linking words demonstrates your ability to write cohesively and will help you achieve a higher band score.

, people can avoid carrying physical money along with them
,
Remove the comma
apply

It appears that you have an unnecessary comma in a compound predicate. Consider removing it.

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and make purchases of goods and services from their mobile phones itself.
For instance
Linking Words

Usage of linking words is important in IELTS writing. They help create clear connections between ideas in your writing. They improve the flow of your essay by showing relationships between paragraphs and sentences. Using appropriate linking words demonstrates your ability to write cohesively and will help you achieve a higher band score.

, after demonetisation in India, the circumstances have forced
p
Add an article
the

The noun phrase public seems to be missing a determiner before it. Consider adding an article.

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ublic to move towards cashless transactions due to a crunch in the hard cash, and
this
Linking Words

Usage of linking words is important in IELTS writing. They help create clear connections between ideas in your writing. They improve the flow of your essay by showing relationships between paragraphs and sentences. Using appropriate linking words demonstrates your ability to write cohesively and will help you achieve a higher band score.

trend continued to emerge as the most preferred
payment
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It is important to use synonyms in your writing, as you will lose marks if you repeat words from the question and use the same words in your essay over and over. If you do that, it will show the examiner that you have a limited vocabulary and you want to do the opposite for a high band score.

method today.
Also
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Usage of linking words is important in IELTS writing. They help create clear connections between ideas in your writing. They improve the flow of your essay by showing relationships between paragraphs and sentences. Using appropriate linking words demonstrates your ability to write cohesively and will help you achieve a higher band score.

,
this
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Usage of linking words is important in IELTS writing. They help create clear connections between ideas in your writing. They improve the flow of your essay by showing relationships between paragraphs and sentences. Using appropriate linking words demonstrates your ability to write cohesively and will help you achieve a higher band score.

helps in protecting our money from the thieves who preying for extra income.
Consequently
Linking Words

Usage of linking words is important in IELTS writing. They help create clear connections between ideas in your writing. They improve the flow of your essay by showing relationships between paragraphs and sentences. Using appropriate linking words demonstrates your ability to write cohesively and will help you achieve a higher band score.

, online expenses
contributes
Change the verb form
contribute

The verb contributes does not seem to agree with the subject. Consider changing the verb form.

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to a greener environment by reducing the demand for
paper based
Add a hyphen
paper-based

It appears that paper based is missing a hyphen. Consider adding the hyphen(s).

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legal tender which is produced by bringing down the trees.
Nevertheless
Linking Words

Usage of linking words is important in IELTS writing. They help create clear connections between ideas in your writing. They improve the flow of your essay by showing relationships between paragraphs and sentences. Using appropriate linking words demonstrates your ability to write cohesively and will help you achieve a higher band score.

, the drawbacks should not be overlooked. Many feel hesitant adapting to the digital space due
Add the preposition
to

It appears that there is a missing preposition after the word due. Consider adding a preposition.

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the potential frauds involved in it. There are a lot of hackers trying to invade the Online
payment
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It is important to use synonyms in your writing, as you will lose marks if you repeat words from the question and use the same words in your essay over and over. If you do that, it will show the examiner that you have a limited vocabulary and you want to do the opposite for a high band score.

ecosystem. Principally, vulnerable mobile applications that are used for payments can result in heavy economic losses to
its
Change the pronoun
their

It appears that the pronoun its is in the wrong form. Consider changing it.

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users. Similar to thieves, there are a lot
Add the preposition
of

It appears that you are missing a preposition after a lot. Consider adding a preposition.

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attackers online who try to exploit the unsafe applications, and try to cheat the consumers by laying enticing traps. To clarify, a recent study on the
payment
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It is important to use synonyms in your writing, as you will lose marks if you repeat words from the question and use the same words in your essay over and over. If you do that, it will show the examiner that you have a limited vocabulary and you want to do the opposite for a high band score.

space reveals that approximately 15% of the monetary transactions made online are
f
Add an article
a

The noun phrase fraud seems to be missing a determiner before it. Consider adding an article.

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raud.
Moreover
Linking Words

Usage of linking words is important in IELTS writing. They help create clear connections between ideas in your writing. They improve the flow of your essay by showing relationships between paragraphs and sentences. Using appropriate linking words demonstrates your ability to write cohesively and will help you achieve a higher band score.

,
this
Linking Words

Usage of linking words is important in IELTS writing. They help create clear connections between ideas in your writing. They improve the flow of your essay by showing relationships between paragraphs and sentences. Using appropriate linking words demonstrates your ability to write cohesively and will help you achieve a higher band score.

is not advisable for beginners who can be easily
ployed
Correct your spelling
played

The word ployed doesn’t seem to fit this context. Consider replacing it with a different one.

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. In conclusion, the mobile applications that are
are
Change the form of the verb
being

It appears that your sentence or clause uses an incorrect form of the verb are. Consider changing it.

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used for purchases of things can serve as a flexible
payment
Use synonyms

It is important to use synonyms in your writing, as you will lose marks if you repeat words from the question and use the same words in your essay over and over. If you do that, it will show the examiner that you have a limited vocabulary and you want to do the opposite for a high band score.

option, and the disadvantages mentioned above cannot outweigh the benef
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Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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