In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages than disadvantages?

With the advent of technology, digital payments have gained a lot of popularity in several developing nations. Few consider

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as a disadvantage due to the malpractices that are involved in

cyber space

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cyberspace

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.

Nevertheless

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, purchases through mobile applications can simplify the

payment

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process dramatically by reducing the usage of currency notes, and contribute to a greener environment. In my humble opinion, these advantages far overshadow

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any disadvantages involved in

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transformation. Along with the enormous growth of mobile phone usage, payments though various applications have

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increased. There are several benefits of

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phenomenon, and one of them is, it reduces the dependency on bulky currency notes.

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, people can avoid carrying physical money along with them

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and make purchases of goods and services from their mobile phones itself.

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, after demonetisation in India, the circumstances have forced

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ublic to move towards cashless transactions due to a crunch in the hard cash, and

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trend continued to emerge as the most preferred

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method today.

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,

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helps in protecting our money from the thieves who preying for extra income.

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, online expenses

contributes

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contribute

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to a greener environment by reducing the demand for

paper based

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paper-based

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legal tender which is produced by bringing down the trees.

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, the drawbacks should not be overlooked. Many feel hesitant adapting to the digital space due

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the potential frauds involved in it. There are a lot of hackers trying to invade the Online

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ecosystem. Principally, vulnerable mobile applications that are used for payments can result in heavy economic losses to

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users. Similar to thieves, there are a lot

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of

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attackers online who try to exploit the unsafe applications, and try to cheat the consumers by laying enticing traps. To clarify, a recent study on the

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space reveals that approximately 15% of the monetary transactions made online are

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raud.

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,

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is not advisable for beginners who can be easily

ployed

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played

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. In conclusion, the mobile applications that are

are

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used for purchases of things can serve as a flexible

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option, and the disadvantages mentioned above cannot outweigh the benef