People now live longer after their retirement. What problems are created for individuals and society? What are the possible solutions?

Medical advance leads to a longer life expectancy to modern urbanites. While the days with no jobs after retirement, the

problem

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of insufficient pensions may probably cause anxiety to the elderly and burden the young generation. It is a must for an authorities’ intervention. More demand

of

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for

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savings, as well as financial

pressure

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, are brought to all dwellers since the days with no income. Not only do elder people worry for their

unpredicatble

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unpredictable

cost for medical needs and daily expenditures, but

also

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concerns from the youth towards public financial burdens are raised.

In particular

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, many studies found that huge numbers of citizens with age 65 or above, especially for the lower-income group, will suffer from depression or any related mental illnesses due to money issues. Meanwhile, heavy

pressure

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are

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is

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bring to taxpayers.

Hence

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, the unwillingness of giving birth to their offsprings is usually higher in Japan or other countries with

s

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the

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erious

aging

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ageing

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population

problem

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. In order to tackle the negative effects of financial

pressure

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after retirement, an introduction of all-rounded elderly policies should be made by the government

in

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is

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twofold.

Firstly

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, more education on savings for pensions or wealth planning should be

lanugched

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launched

.

Therefore

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, an

increasingly

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increasing

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amount of elderly may find their post-working life

are

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is

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affordable.

Besides

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, methods for

rasing

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raising

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their incentives for future investment are

also

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needed.

Secondly

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, financial aids from the authorities may necessarily help to minimize the multiplied effects on

the

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apply

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society as the poverty

problem

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will not affect several generations for people with low income. In conclusion, the financial

problem

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is always the main concern after retirement. Allied with the elderly, other generations

shares

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share

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the same

pressure

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.

Therefore

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, an introduction of thoughtful

aging

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ageing

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policies, which raise incentives of saving or governmental supports to those in poverty, will be an indispensable solution to the society.