People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh

Since the technologies made a step beyond our imagination of the world, people have started to pay by cards faster and more convenient.

However

, in today’s society, humans commenced using those cards every day for anything that a current individual wants to buy.

Although

, there some disadvantages of using

credit

cards, I strongly believe that advantages overweigh drawbacks of

this

payment method.

Firstly

, the primary benefit of using current payment mode is that a person does not require taking cash when that individual is going somewhere outside.

Therefore

, it is really simple to take your

credit

card and go shopping without an abundant amount of money in the wallet.

In other words

, a person cannot take a lot of money with you in your wallet, and with a plastic card, there can be any amount.

For example

, when a person buys an expensive car, they can't pay with cash, because it's a lot of money and it weighs a lot.

Hence

, cashless payments are the best way to make purchases.

Secondly

, the worthiest part of using a plastic card is cyber attacks. It means that if the bank has glitches in its security system

this

can be used by hackers to create backdoors.

Likewise

this

type of online theft is very popular nowadays due to the fact that every program has its own holes in the system.

For instance

last

year, hackers from California broke into one of the largest United States banks and stole millions of dollars from ordinary citizens.

Thus

credit

cards have their drawbacks, but they are not as significant compared to the advantages. To conclude, I strongly believe that

credit

cards are the future and without them, it would be much more difficult for humanity to live in modern society.

Submitted by eshwar10882 on Mon Dec 21 2020

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13Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

294 words

9.00

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Coherence and Cohesion: 9.0

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Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

Cashless transactions
Financial footprint
Interest rates
Credit score
Consumerism
Debt accumulation
Expenditure tracking
Fraudulent activities
Overspending
Purchase protection
Revolving credit
Creditworthiness
Impulse buying
Secured credit card
Unsecured credit card
Spending limit

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