People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

✨ Do you want to improve your IELTS writing?
Since the technologies made a step beyond our imagination of the world, people have started to pay by cards faster and more convenient.
However
, in today’s society, humans commenced using those cards every day for anything that a current individual wants to buy.
Although
, there some disadvantages of using
credit
cards, I strongly believe that advantages overweigh drawbacks of
this
payment method.
Firstly
, the primary benefit of using current payment mode is that a person does not require taking cash when that individual is going somewhere outside.
Therefore
, it is really simple to take your
credit
card and go shopping without an abundant amount of money in the wallet.
In other words
, a person cannot take a lot of money with you in your wallet, and with a plastic card, there can be any amount.
For example
, when a person buys an expensive car, they can't pay with cash, because it's a lot of money and it weighs a lot.
Hence
, cashless payments are the best way to make purchases.
Secondly
, the worthiest part of using a plastic card is cyber attacks. It means that if the bank has glitches in its security system
this
can be used by hackers to create backdoors.
Likewise
,
this
type of online theft is very popular nowadays due to the fact that every program has its own holes in the system.
For instance
,
last
year, hackers from California broke into one of the largest United States banks and stole millions of dollars from ordinary citizens.
Thus
,
credit
cards have their drawbacks, but they are not as significant compared to the advantages. To conclude, I strongly believe that
credit
cards are the future and without them, it would be much more difficult for humanity to live in modern society.
Submitted by eshwar10882 on

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
What to do next:
Look at other essays: