People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh

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Since the technologies made a step beyond our imagination of the world, people have started to pay by cards faster and more convenient.

However

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, in today’s society, humans commenced using those cards every day for anything that a current individual wants to buy.

Although

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, there some disadvantages of using

credit

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cards, I strongly believe that advantages overweigh drawbacks of

this

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payment method.

Firstly

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, the primary benefit of using current payment mode is that a person does not require taking cash when that individual is going somewhere outside.

Therefore

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, it is really simple to take your

credit

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card and go shopping without an abundant amount of money in the wallet.

In other words

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, a person cannot take a lot of money with you in your wallet, and with a plastic card, there can be any amount.

For example

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, when a person buys an expensive car, they can't pay with cash, because it's a lot of money and it weighs a lot.

Hence

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, cashless payments are the best way to make purchases.

Secondly

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, the worthiest part of using a plastic card is cyber attacks. It means that if the bank has glitches in its security system

this

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can be used by hackers to create backdoors.

Likewise

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this

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type of online theft is very popular nowadays due to the fact that every program has its own holes in the system.

For instance

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last

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year, hackers from California broke into one of the largest United States banks and stole millions of dollars from ordinary citizens.

Thus

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credit

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cards have their drawbacks, but they are not as significant compared to the advantages. To conclude, I strongly believe that

credit

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cards are the future and without them, it would be much more difficult for humanity to live in modern society.

Submitted by eshwar10882 on Mon Dec 21 2020

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13
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meeting the goal of 7 or more
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meeting the goal of 3 or fewer
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Overall Band Score

Coherence and Cohesion: 9.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

294 words

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Topic Vocabulary:

Cashless transactions
Financial footprint
Interest rates
Credit score
Consumerism
Debt accumulation
Expenditure tracking
Fraudulent activities
Overspending
Purchase protection
Revolving credit
Creditworthiness
Impulse buying
Secured credit card
Unsecured credit card
Spending limit

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People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

Some people think that secondary school children should study international news as one of the school subjects. Other people think that it is a waste of valuable school time. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

In the future all cars, buses and trucks will be driverless. The only people traveling inside thes vehicles will be passengers. Do you think the advantages of driverless vehicles outweigh the disadvantages?

Prompt: Watching TV shows and movies about crime is becoming more and more popular. Why is this? What effects does that have on society?

Today social skills are being more and more emphasized by employers. Some people believe that social skills are important besides good qualifications for their job success. To what extent do you agree or disagree ?

Currently there is a trend towards the use of alternative forms of medicine. However, at best these methods are ineffective, and at worst they may be dangerous. To what extent do you agree with this statement?