In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or disadvantages.

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Advancement in technology has made our life effortless. In many nations, nowadays a majority of people prefer to use mobile applications to make payments or pay
bills
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. Though
this
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advancement has some demerits in making online payments, its merits far outweigh them. On the one hand, there
are
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is
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numerous benefit of using
apps
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for making payments, paying
bills
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or shopping online.
Firstly
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, paying online using
apps
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through our comfort zone.
In other words
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, we do not have to stand in the long queue to pay for telephone
bills
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, now we can pay online just
by
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with
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a single click on phone.
This
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saves mankind time and energy.
Secondly
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, payment through
apps
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saves money. Today, many
apps
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offer amazing reduction and cashback while using the app to pay
bills
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.
For instance
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, I get a 5% discount for paying my
first
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telephone bill through the
Gpay
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Grey
app.
Thus
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, it is clear that E-payment saves time and are more accessible and inclusive.
On the other hand
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, there are several drawbacks of utilising
apps
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for paying
bills
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, especially for older people. They are not very familiar with the latest technology and its various applications.
This
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made the elderly more prone to frauds while making transactions and paying
bills
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. To cite an example, my grandfather got cheated by a spam message while making
online
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an online
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payment to a company.
Therefore
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, E-payment may be unsuitable for
most
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the most
a most
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older generation.
Moreover
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, there is always a risk of fraud. If the phone gets stolen, the information saved on it in various
apps
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could be misused. To conclude, it is becoming popular among individuals to widely use mobile applications for paying
bills
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. Even though it has some negative sides, it saves humankind time, energy and money.
Hence
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, its merits by far outweigh the disadvantages.
Submitted by kaur39082 on

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