In many countries, paying for things using mobile phones (cellphones) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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Mobile wallet
payment
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such
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as Google Pay, Apple Pay applications
is
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are
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becoming increasingly popular in many countries. Mobile
payments
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are advertised as a quick and convenient way to pay for everything.
However
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, digital
payments
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are a little more complicated as it is only supported by certain
phones
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. In
this
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essay, I will discuss both the advantages and disadvantages and explain why I feel that it has more benefit.
To begin
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with, it is undoubted that using a
smartphone
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is convenient. All the consumer have to do to pay is tap the
smartphone
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to the
payment
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terminal and authenticate the transaction. It has not required to swipe the card or sign anything. It does not only give more quickly purchase but
also
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save the times because no required a long queue at the counter
payment
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.
Moreover
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, most major retailers accept some form of mobile
payment
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.
For example
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, if you are in urban areas, there is a good chance you have a lot of mobile
payment
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options.
Thus
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, the digital mobile
payment
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system
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is a convenient way and time-saving. On the negative side, it can be provided with the cause of the problem by using the
smartphone
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payment
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. The main disadvantage of using its technology only supported certain
phones
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. Most mobile
phones
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use a technology called NFC to send a transaction to a terminal
payment
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, and not all
phones
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can do it.
For example
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, some retailers required a QR code
system
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to make a
payment
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instead
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of using Apple Pay or Google Pay.
As a result
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, the consumer could have to update their mobile phone versions up to dates and some of the
phones
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may not provide to do so. In conclusion, mobile
payments
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are convenient as they just tap and go.
However
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, the consumer needs to update its
smartphone
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that supports the
system
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of
payments
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. I personally agree that it has more benefit than drawback than using a
smartphone
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payment
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system
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.
Submitted by o_unanan on

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