In many countries, paying for things using mobile phones apps is becoming increasingly common. Does this development have more advantages than disadvantages?

With the advent of digitalization, more nations are advocating digital modes of settlement. In my opinion, even though

this

development is a pathbreaking discovery it has various disadvantages too. The essay will put forth the merits and demerits of using online

payment

avenues.

Firstly

, making

payment

through mobile apps are extremely convenient.As it is cashless, we don't have to bother withdrawing money from ATMs or carry around money with them. The cash transfer to the intended party is instantaneous. Nowadays, a society opts for Google pay or Paytm software to make payments for items they purchase through e-commerce websites or even for ordering food.

Moreover

, numerous businesses or companies offer discounts to consumers using digital

payment

mode.

This

encourages customers to shop frequently thereby benefitting the companies.

For example

, AliExpress, a famous e-commerce company, offers exclusive discounts to its members who shop through their mobile app.

However

, there are drawbacks involved in promoting online remittance gateways. For one, it might not be an affordable option for many. In order to use apps, a smartphone is required which might not be viable for people belonging to the lower class of society.

Furthermore

, in rural areas, people are unfamiliar with the usage of digital

payment

platforms and they might still be comfortable in doing cash transactions.

Secondly

, online

payment

applications require individual's personal details and credit card information which can get easily stolen if a data breach occurs.

This

can lead to serious consequences like identity theft. We are all familiar with Google's data breach that occurred recently. So to conclude, even though online

payment

is a revolutionary invention as it is convenient it has drawbacks like unaffordability and data theft. In my opinion, the benefits and demerits are of the same level and it is up to society whether to use it responsibly.

Submitted by binie005 on Sat Apr 03 2021

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Do you want to check your IELTS essays?

Submit unlimited essays, letters and charts. Sign up right now and start improving your writing skills.

7Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

301 words

8.50

Overall Band Score

Coherence and Cohesion: 9.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 checks
Get all the feedback you need to keep improving your charts and letters.
Unlimited Task 2 checks
Practice and perfect your skills with essays.
Personalized suggestions
Know how to boost your score.
Detailed mistakes analysis
Get instant feedback. Spot every mistake.
Topic ideas generator
Get topic-specific ideas to enhance your writing.
Vocabulary helper
Get the right words for any topic.
Progress tracking
Track your writing improvements.

What to do next:

Look at other essays:

6
band
Some people think that men and women have difference qualities, therefore certain jobs are suitable for men and others for women. To what extent do you agree or disagree ?21:10/-strong/-heart:>:o:-((:-hĐã nhậnXem trước khi gửiThả Files vào đây để xem lại trước khi gửiTrả lời Some people think that men and women have difference qualities, therefore certain jobs are suitable for men and others for women. To what extent do you agree or disagree ?
Some people believe that men and women all have a difference in qualities, so certain jobs are suitable for men others. This writer completely disagree with this statement because women can do everything that men can do and women more carefully than man
6
band
Some people believe that children should start learning a foreign language at primary school rather than secondary school. Do the advantages outweigh the disadvantages?
There is an argument stating a foreign language should be learned by kids at primary school rather than secondary school. Numerous people argue whether it is good for children or not. I believe learning at an early age has many advantages than disadvantages due to study ability is influenced by age and learning environment.
6
band
You should spend about 40 minutes on this task. Write about the following topic. In some countries in Europe, some children from the age of 11 or 13 go to schools to learn more practical skills that will help them get a job. Other children stay in schools which provide a more general academic education. What should schools do to prepare students for the world of work? Give reasons for your answer and include any relevant examples from your own knowledge or experience.
In several places, some parents offer their children to obtain practical qualifications which will be beneficial to achieve jobs later. However, some pupils determine to learn scientific lessons from the class. I believe that educational institutions have a massive responsibility to be concerned about academic and technical materials and in the forthcoming paragraphs I will detail it.
6.5
band
Write a letter You had recently ordered a book, online from a bookseller. The book sent by him was not the latest edition, even though you had paid the money according to the latest edition version. Write an email to bookseller in about 150-200 words. Your email should do the following things. 1.Complain about the service of the online site. 2.State about the urgency for the latest edition.
I am writing to express my dissatisfaction with the purchase of a book at your store online.
5
band
In some countries the average weight of people is increasing and their levels of health and fitness are decreasing. What do you think are the causes of these problems and what measures could taken to solve them.
It is true that in many countries the people’s weight averages are going up. Moreover, they do not pay attention to their health and the volume of fitness is going down. In this essay the causes and solutions to tackle this problem will be discussed.

In many countries, paying for things using mobile phones apps is becoming increasingly common. Does this development have more advantages than disadvantages?

Some people believe that children should start learning a foreign language at primary school rather than secondary school. Do the advantages outweigh the disadvantages?

In some countries the average weight of people is increasing and their levels of health and fitness are decreasing. What do you think are the causes of these problems and what measures could taken to solve them.