People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

In
this
modern era, citizens are using
credit
cards
to buy monthly goods. The advantages of
this
outweigh the disadvantages. In the below paragraphs I will explain some examples and
also
with a proper conclusion.
Firstly
, the usage of
credit
cards
was increasing day by day in the 20th century.
Credit
card
is pocket friendly, everywhere we can carry it easily.
Moreover
, by using a
credit
card
we can easily get some cashback amount on the purchase of the product.
Secondly
, we need not worry about cash because every shopping complex has its swiping machines where we can easily purchase goods. For exemplify, one of my uncles purchased clothes in a shopping mall. The total cost of the bill was around 60,000
INR
, he used a
credit
card
, and later the payment he got 10,000
INR
has a cashback offer.
Finally
, by using
credit
cards
the banks are charging more money on every payment.
In addition
, the treasury is giving loans on
credit
cards
.
Instead
of
this
, they are charging more interest on
credit
card
usage.
For instance
, one of my brothers had taken a loan by using a
credit
card
of around 15,000
INR
.
However
, he later paid the total amount was 30,000
INR
with all taxes and
also
with interest. To conclude, the advantages of
this
outweighs the disadvantages. By using
credit
cards
we can get more cashback and
also
offers.
On the other hand
, the treasury is charging more interest on
credit
cards
. the treasury is
also
providing loans with high-
interestinterest
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rates.

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