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Band 5.5

In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages ?

#countries #phone #cellphone #apps #development
In the 21st century, with the advent of smartphones, peer-to-peer mobile monetary transactions have gained popularity. The essay will
firstly
 outline the pros related to the use of mobile
payments
 and
then
 state possible cons of the same. Eventually, it focuses on how advantages outweigh the disadvantages.
First
 and foremost, no one can deny the fact that sending money through
a
Correct article usage
apply
show examples
mobile
applicationapplications
Correct your spelling
application applications
 is the most convenient mode of transaction. One clear example is that we don't have to carry the exact change and neither have to depend on others for the same.
In addition
 to
this
 many, payment apps maintain transaction history, which can be used as proof of evidence in case of any dispute.
Secondly
, digitising the mode of
payments
 in government offices can prevent corruption. Responsible authorities find it difficult to keep a trace of cash transactions as against online
payments
.
For instance
, malpractices involved in the collection of traffic penalties can be drastically reduced by using online modes of payment.
This
 will lead to more accountability and transparency in the system.
However
, another angle to
this
 debate suggests that over the internet
payments
 are more prone to online frauds. Cyber hackers are always on the lookout for
such
 gullible people who can be easily trapped and cheated. To illustrate, nowadays many users are getting exposed to google pay scams by accidentally sharing passwords and OTPs. In spite of the multi-level security options which these applications offer, it's difficult to avoid
such
 frauds due to ignorance.
Moreover
, relying too much on technology eventually increase our dependence on the same. In current times we don't keep teller currency in our purse, since most of our purchase needs are catered by online
payments
.
This
 can be a real issue in remote locations where internet connectivity is a major concern or when our cellphones and wallet applications are non-functional. Clearly,
this
 essay has shown that the advantages of using mobile payment gateways outweigh the disadvantages. The lacunas can be easily overcome by adding more layers of verifications in
such
 applications and spreading awareness related to online fraudulent activities.
Submitted by patkipooja on

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
What to do next:
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