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Band 7.5

In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #phone #apps #development
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Mobile phone
apps
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 have revolutionised the way
people
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 shop or make online payments. In many nations around the world, it is becoming popular to use these handy cellphone tools to pay for goods and services.
This
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 essay will discuss how
this
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 development has more positive sides than negative ones. One commonly cited disadvantage of mobile applications is that they can be hacked. The security of
such
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apps
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 can be compromised if
people
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 do not take proper care in setting app passwords.
This
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 is because some
people
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 take little care to set a strong password, which is not very difficult to guess.
For instance
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, some use their wife's or kid's name as a password which can be easily found out by the intruders.
On the other hand
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, cellphone
apps
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 are easy to use, and they save a lot of time.
For instance
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, even elderly
people
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 have started purchasing things using
such
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apps
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 because the user interface of
apps
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 has become very intuitive.
Moreover
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, it helps them buy groceries stress-free, avoiding lengthy and frustrating queues at shopping malls.
In addition
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 to
this
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, reminders of due dates for online bills can be easily set up in the respective
apps
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. Taking credit card bill
payment
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 as an example, it is often forgotten by the most public to pay dues beforehand. Missing
such
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 due dates can have devastating effects on a person's credit history, which plays a crucial role in receiving financial loans.
For instance
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, one of my friends forgot to pay his credit card
payment
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; later, he was denied of personal loan because of the missed deadline in the critical
payment
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. In conclusion, it is apparent that
payment
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 using mobile applications has pros that offset the cons, as discussed above.
However
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,
people
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 should make conscious efforts to handle
apps
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 efficiently to opt for goods and services provided.
Submitted by rohitnagare on

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