In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Mobile phone
apps
have revolutionised the way
people
shop or make online payments. In many nations around the world, it is becoming popular to use these handy cellphone tools to pay for goods and services.
This
essay will discuss how
this
development has more positive sides than negative ones. One commonly cited disadvantage of mobile applications is that they can be hacked. The security of
such
apps
can be compromised if
people
do not take proper care in setting app passwords.
This
is because some
people
take little care to set a strong password, which is not very difficult to guess.
For instance
, some use their wife's or kid's name as a password which can be easily found out by the intruders.
On the other hand
, cellphone
apps
are easy to use, and they save a lot of time.
For instance
, even elderly
people
have started purchasing things using
such
apps
because the user interface of
apps
has become very intuitive.
Moreover
, it helps them buy groceries stress-free, avoiding lengthy and frustrating queues at shopping malls.
In addition
to
this
, reminders of due dates for online bills can be easily set up in the respective
apps
. Taking credit card bill
payment
as an example, it is often forgotten by the most public to pay dues beforehand. Missing
such
due dates can have devastating effects on a person's credit history, which plays a crucial role in receiving financial loans.
For instance
, one of my friends forgot to pay his credit card
payment
; later, he was denied of personal loan because of the missed deadline in the critical
payment
. In conclusion, it is apparent that
payment
using mobile applications has pros that offset the cons, as discussed above.
However
,
people
should make conscious efforts to handle
apps
efficiently to opt for goods and services provided.
Submitted by rohitnagare on

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