In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Mobile phone

apps

have revolutionised the way

people

shop or make online payments. In many nations around the world, it is becoming popular to use these handy cellphone tools to pay for goods and services.

This

essay will discuss how

this

development has more positive sides than negative ones. One commonly cited disadvantage of mobile applications is that they can be hacked. The security of

such

apps

can be compromised if

people

do not take proper care in setting app passwords.

This

is because some

people

take little care to set a strong password, which is not very difficult to guess.

For instance

, some use their wife's or kid's name as a password which can be easily found out by the intruders.

On the other hand

, cellphone

apps

are easy to use, and they save a lot of time.

For instance

, even elderly

people

have started purchasing things using

such

apps

because the user interface of

apps

has become very intuitive.

Moreover

, it helps them buy groceries stress-free, avoiding lengthy and frustrating queues at shopping malls.

In addition

to

this

, reminders of due dates for online bills can be easily set up in the respective

apps

. Taking credit card bill

payment

as an example, it is often forgotten by the most public to pay dues beforehand. Missing

such

due dates can have devastating effects on a person's credit history, which plays a crucial role in receiving financial loans.

For instance

, one of my friends forgot to pay his credit card

payment

; later, he was denied of personal loan because of the missed deadline in the critical

payment

. In conclusion, it is apparent that

payment

using mobile applications has pros that offset the cons, as discussed above.

However

,

people

should make conscious efforts to handle

apps

efficiently to opt for goods and services provided.