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Band 6.5

People increasingly rely on credit cards for regular payments. Do the advantages of this outweigh its disadvantages?

#people #credit #cards #payments #outweigh
Nowadays,
Add an article
the
show examples
credit
 card becomes commonplace.
Nevertheless
,
this
 changes our means of payment. More and more
people
 pay
credit
 cards by dividing periodical payments. It has a negative impact overall despite giving some flexibility to
people
.
Firstly
, regular payments damage
people
 mentally. With economic burden those seek to how to pay in every month, Many take out massive loans to meet
credit
 card’s regular demands, resulting in putting
people
 in severe circulation and
thus
 effects their psychology.
For example
,
people
 taking mortgage
credit
 that
last
 almost 30 years have to pay 500 dollars monthly, but they can afford
this
 since they have regular incomes. İf they do not in their elder ages, something can come up.
However
,
credit
 cards’ payment method offers the chance to
people
 to purchase anything they want and loans can be paid more flexible.
Therefore
, they can obtain electronic devices, cars or even a house located in a privileged destination.
In addition
, some
people
 do not own cash money that enables them to buy things.
Hence
, their needs could be met with the cards.
For instance
, washing machines can be affordable with instalments for underprivileged ones who want to pick up them. In my opinion, psychological impacts bring about severe events. Individuals can go about committing a crime because of owing too much and even
this
 load causes an increase in suicide rates.
Thus
, it has more disadvantages. In conclusion,
although
credit
 cards offer convenience to
people
 with regular payments, they can encounter serious problems, leading to other social problems.
Submitted by mdorukugur on

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