People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh

Nowadays, bank

cards

play an important role in maintaining the financial aspect of

the

Correct article usage

apply

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life. Due to

this

, the

use

visa

cards

has become popular among

people

to make their regular payments. In my opinion, it is extremely beneficial to

use

such

cards

despite

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apply

show examples

having some drawbacks. There are several advantages of

Correct your spelling

owning

show examples

owing

Correct your spelling

owning

show examples

credit

card

Firstly

, these

cards

are user-friendly. ONE HAS TO JUST TAP THE

CARD

TO MAKE THE Local or even an international transaction. Not only

this

, but it is very convenient while making hefty purchases as one is not required to deal with counting cash.

Secondly

, using

visa

cards

ENABLES A

people

ACESS

Correct your spelling

ACCESS

show examples

the loans EFFORTLESSLY. The

card

owners who maintain a good economical record by PAYING ON TIME or other financial crimes can build high

credit

scores WHICH them to be qualified for lending money WITHOUT DOING OTHER FORMALITIES.

For example

, CIBC platinum

visa

provides car loans to their loyal customers if their

credit

score is

up-to

Correct your spelling

up to

show examples

750.

Moreover

people

can earn rewards

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show examples

using their

credit

cards

. Most of the banks provide flexible redemption offers to their clients as they earn points for each of their spendings apart from their

credit

scores.

For instance

, Scotiabank scene

visa

facilitates WITH free movie tickets BY ADDITIONAL POINTS.

ON THE CONTRARY

, the major drawback is that

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apply

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use

of these

cards

IS an expensive affair.

Card

issuers Charge

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a high

show examples

high interest

Add a hyphen

high-interest

show examples

rate

Fix the agreement mistake

rates

show examples

ALONG with the annual fee to continue the services of the

card

which becomes even more costly FOR THE USERS. EVIDENTLY, it can

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be as

show examples

little as 99 dollars to as much as 1500 dollars depending on the choice of the

card

. So, it is not worthwhile for those who occasionally make

use

such

cards

. To conclude,

Although

most

Change preposition

apply

show examples

the

Correct article usage

apply

show examples

credit

cards

are high priced.

However

, I think that it has many other benefits which overshadow

this

disadvantage, as iT BUILDS financial reputation AND PROVIDE loans TO

PEOPLE

TO FULFILL their personal needs.

Submitted by on Sat Oct 16 2021

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Essentional vocabulary list for IELTS Writing 7+

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10Linking words
meeting the goal of 7 or more
6Word repetition
meeting the goal of 3 or fewer
14Grammar mistakes
 

4 paragraphs

330 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

Cashless transactions
Financial footprint
Interest rates
Credit score
Consumerism
Debt accumulation
Expenditure tracking
Fraudulent activities
Overspending
Purchase protection
Revolving credit
Creditworthiness
Impulse buying
Secured credit card
Unsecured credit card
Spending limit

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People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

Essentional vocabulary list for IELTS Writing 7+

Today’s schools should teach their students how to survive financially in the world today. To what extent do you agree or disagree with this statement? Give reasons for your answer and include any relevant examples from your knowledge or experience.

Some people feel that high school students should only learn literature from their own country, while others feel that they should be exposed to literature from around the world. Discuss both views and give your own opinion.

Many local languages are dying out due to the rise of languages like English. Is this a positive or negative development?

In some countries, more and more people are becoming interested in finding out about the history of the house or building they live in. What are the reasons for this? How can people research this?