In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Plastic
money
is trending in most countries. It is being widely adopted and promoted.I completely agree that paying for things using mobile phone apps is becoming increasingly common.
Furthermore
, it has more advantages than using cash.
Firstly
, it is quick and easy to make payments digitally. To exemplify
this
, when
people
do shopping luxuriously, spending a larger amount. It is easier to pay with a single tap
instead
of counting
money
which could be more time-consuming. Indeed, in our busy ,lives it has proved to be time-saving.
Secondly
, thefts can be avoided. As a matter of fact, in public places always there is insecurity among
people
to lose their valuable assets.
For instance
, travelling on a train with a lot of cash is like inviting danger on our own. Studies and statistics depict, thieves are always keeping an eye on visitors to steal away
money
. They are too quick in doing
this
. At the same time, it becomes difficult for official authorities to catch them red-handedly.
However
, leveraging technological advancements like e-wallets, UPI could help in reducing
this
risk.
Thirdly
, shopping on cash bounds
people
to buy in limited quantity even if something is urgently needed more.
For example
, marriage shopping is one
such
scenario. If the buyer likes more variety of outfits at a clothing store, he may hesitate to shop.
On the other hand
, if one has access to other modes of payment
likewise
electronic
money
transfer could prove to be a saviour. To sum up, using technology vigilantly and cautiously could be helpful and beneficial in our daily lives. In my view, countries, where
people
are paying using cellphone,
people
are paying using cellphone seems to have more advantages. Essentially, as a suggestion,
people
should only prefer using trusted mobile applications for making transactions at any outlet and beware of cyber frauds.
Submitted by suryathakur05 on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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