In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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Plastic
money
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is trending in most countries. It is being widely adopted and promoted.I completely agree that paying for things using mobile phone apps is becoming increasingly common.
Furthermore
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, it has more advantages than using cash.
Firstly
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, it is quick and easy to make payments digitally. To exemplify
this
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, when
people
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do shopping luxuriously, spending a larger amount. It is easier to pay with a single tap
instead
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of counting
money
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which could be more time-consuming. Indeed, in our busy ,lives it has proved to be time-saving.
Secondly
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, thefts can be avoided. As a matter of fact, in public places always there is insecurity among
people
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to lose their valuable assets.
For instance
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, travelling on a train with a lot of cash is like inviting danger on our own. Studies and statistics depict, thieves are always keeping an eye on visitors to steal away
money
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. They are too quick in doing
this
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. At the same time, it becomes difficult for official authorities to catch them red-handedly.
However
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, leveraging technological advancements like e-wallets, UPI could help in reducing
this
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risk.
Thirdly
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, shopping on cash bounds
people
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to buy in limited quantity even if something is urgently needed more.
For example
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, marriage shopping is one
such
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scenario. If the buyer likes more variety of outfits at a clothing store, he may hesitate to shop.
On the other hand
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, if one has access to other modes of payment
likewise
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electronic
money
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transfer could prove to be a saviour. To sum up, using technology vigilantly and cautiously could be helpful and beneficial in our daily lives. In my view, countries, where
people
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are paying using cellphone,
people
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are paying using cellphone seems to have more advantages. Essentially, as a suggestion,
people
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should only prefer using trusted mobile applications for making transactions at any outlet and beware of cyber frauds.
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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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