Some people feel that there should be a fixed punishment for each type of crime. Others feel that the circumstances of an offense should be taken into account when deciding on a punishment. Discuss both views and give your own opinion.

I am Novita Sari, graduated (GPA 3.77 of 4.00) from Kwik Kian Gie School of Business, Jakarta,

Indonesia

, in 2015, majoring in Economics, concentrating in Accounting. I highly commit to

apply

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applying

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for

Master

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the Master

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Degree program; 1. Master of

Finance

of Cornivus

University

of

Budapest

, 2. Master of

Finance

of

Budapest

University

of Technology and Economics. I worked for Indofood CBP Sukses Makmur Tbk as an Internal Auditor after graduation. Many aspects in manufacturing business cycles have been audited,

such

as

finance

, compliance and process.

This

job has sharpened my analytical thinking and problem-solving skills since I have to ensure if there is still room for improvement.

One

of my biggest contributions to the company was when I saw a significant rise in

the

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apply

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overtime pay in the financial statement.

Then

, I observed and found that the amount calculated by payroll officers was bigger compared to the government regulation in

Indonesia

.

As a result

, the company’s

growth

shown in the financial statement looked smaller than it should be. After that, I decided to give a comprehensive recommendation so that efficiency can be achieved, and profits in the financial statement reflect the actual situation. As my current work is focusing on improvement in the company that has already been running for years, for my future master’s lesson, I intend to focus studying on how to help Start-up companies or Small and Medium Enterprises, that have just run their businesses either with their owned capital or with

investment

from foreign countries, allocate their capital effectively and efficiently. I am inspired by people around me who have just built their businesses but have to close their businesses due to financial problems, especially in

this

pandemic.

Therefore

, I found it important to improve my knowledge of

finance

. At the same time, I would like to take part in realizing

one

of the sustainable development goals of the United Nations about decent work and economic

growth

that aim to encourage the formalization and

growth

of Small and Medium Enterprises, including through access to financial services. I would like to start from my motherland,

Indonesia

. I choose

Cornivus

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the Cornivus

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University

of

Budapest

because it is recognized by the Institute of Chartered Financial Analysts (CFA), and the core modules offered include ‘Investments’ and ‘Applied Business Valuation’ that will strengthen my skills.

In addition

, I am already excited as it has a financial laboratory

that is

equipped with Bloomberg and Reuters terminals to support my study.

On the other hand

,

Budapest

University

of Technology and Economics is

also

one

of the universities that I would like to study in since it is accredited by

CFA

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the CFA

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Institute and

Global

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the Global

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Association of Risk Professionals (GARP). Similar to Cornivus

University

,

Budapest

University

offers ‘Investments’ and ‘Valuation of Enterprises’ compulsory modules to enhance my knowledge.

One

of the challenges that I may face while studying abroad is language, but I am eager to learn both English and Hungarian language to support my study in Hungary. Upon gaining a master’s degree, I plan to work in the government, particularly in the Ministry of

Investment

, to implement what I have learnt for economic

growth

in

Indonesia

. As

one

of the emerging market economies, my home country has been received lots of

investment

. Hungary is

one

of the key partners for

Indonesia

as the

investment

reached US$ 1.5 billion in 2020.

Lastly

, I really hope to be accepted into your master’s degree program. It will be

such

a privilege to experience

finance

education in Hungary. Please, accept my deepest appreciation and gratitude for your

further

assessment and consideration.