Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

#people #debt #don’t #can’t #behaviour #action

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In recent years more and more

people

Use synonyms

are getting into

debt

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, the cardinal reason for

this

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phenomenon is

people

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purchasing stuff

that is

Linking Words

unnecessary or even unaffordable. In

this

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essay

Add an article

an essay

the essay

show examples

I will be discussing the main reasons for

this

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habit and what measures could be taken to overcome

this

Linking Words

issue.

To begin

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with, many

people

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nowadays are facing

debt

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due to overspending which is mainly encouraged by advertisements. Advertisements are everywhere in the stress , TV, even in our mobile devices we receive advertisements messages.

Moreover

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, following famous

people

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and trying to live their luxurious life by buying the latest fashion trend and the most recent tech items will not only lead to bankruptcy but

also

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get into

debt

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. A recent study that was conducted in the UK showed that almost 60% of

people

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who have credit card

debt

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is due to buying fancy expensive thighs that they can not afford.

Moreover

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, making bad financial decisions plays a major role in many

people

Use synonyms

falling into

debt

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such

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as buying an expensive car or withdrawing retirement funds. All of these things are disastrous financial moves that could lead to a person being in

debt

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However

Linking Words

, there are many measures that could be taken by individuals and governments to tickle

this

Linking Words

issue.

Firstly

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, there should be a clear regulation

that is

Linking Words

followed by banks and financial institutions.

For example

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, the credit card

that is

Linking Words

given to the cardholder should be aligned with that individual income.

Furthermore

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instead

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of building more malls and shops that attract

people

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to spend more, governments should focus on building more schools or funding the health sector. And

last

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but not least one should have the self-discipline to be able to control overspending problems. In conclusion, having

debt

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has become a major issue

that is

Linking Words

affecting millions of

people

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so in order to overcome

this

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problem individuals should have self-discipline and awareness about what is necessary and what is a luxury,

also

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governments should make strict rules that should be followed by financial instructions.

Submitted by ph.amal.just on Sat Jan 22 2022

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Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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12
Linking words
meeting the goal of 7 or more
2
Word repetition
meeting the goal of 3 or fewer
1
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 5.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 6.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

338 words

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Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Your opinion

Many museums charge for admission while others are free. Do you think the adv of charging people for admission to museums outweigh the disadv? Give reasons for your answer & include relevant examples.

the bar char below shows the percentage of households with access to the internet in three European countrues between 2007 and 2019. Summarise the information by selecting and reporting the main features and make comparisons where relevant.

These days many families move to other countries for work. Some people believe that the children in these families benefit from this move. However, others believe that it makes life more difficult for the children. Discuss both these views and give your own opinion.

Many companies sponsor sports as a way of advertising themselves. Some people think this is good for the world of sports, while others think it is negative. Discuss both views and give your own opinion.

Some say the best way to deal with public health issues is to invest in developing new medicines. Others say that a better way is to promote a healthy lifestyle. Discuss both views and give your opinion.