In many countries paying things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

It is believed by some experts that the modern world has a modern range of development and more multitudes prefer to use electronic devices for paying things because there are a number of merits like easier way and do not need to carry cash or credit/debit cards.
Although
, disadvantages are more than advantages of
this
development which will explain in the
next
paragraphs. In
this
modern world, the public prefers to pay for things by using more and more technical gadgets like smartphones which are all connected with the internet.
For example
, if people have mobile phones nowadays more and more online transaction
apps
are available like Paytm, Google pay, phone pay and so on. These types of
apps
play a major role to play on the spot when they do not have cash in their pockets.
Moreover
, nowadays everyone is familiar with the technology and it is one of the best ways to use
this
development in an easier way.
On the other hand
, it is
also
beneficial for those, who do not good at carrying cards in their wallets.
On the other hand
, these developments have more drawbacks than merits like, fraud cases are increasing by leaps and bounds and they create problems sometimes for users.
Moreover
, online transactions need more banking details as compared to paying by cash, and some people take advantage of
this
and attain fraud.
Additionally
, everyone is not familiar with these types of transaction activities.
For example
, people who are old, and do not have knowledge about mobile
apps
so will find it hardest compare to using cards for payment. Summing up, mobile
apps
are beneficial for online payments while
this
progress has more demerits than usefulness because sometimes pupils who do not have knowledge about the online deal find it difficult to use and sometimes it causes many frauds.
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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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