In many countries, paying for things using mobile phone (cellphone) apps is becoming increasing common. Does this development have more advantages or disadvantages?

The use of
mobile
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the mobile
a mobile
show examples
phone
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phones
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to pay bills has significantly increased in
majority
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the majority
a majority
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of countries. There is a discussion
whether
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of whether
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this
technology has benefits or drawbacks. In my opinion, it can be equally beneficial or harmful, depending on the
situations
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situation
show examples
. To mention the advantages, there is no doubt that the use of technology is essential in our daily lives. A clear example of
this
technology-based tool is
mobile
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a mobile
show examples
application
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applications
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, which
are
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is
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inevitably installed in our smartphones. By making use of these
apps
, we can easily pay different bills,
such
as
phone
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phones
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, the Internet, gas, etc.
Moreover
, because the
apps
are more user-friendly, most people would like to work with those rather than
paying
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pay
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cash
instead
.
Hence
, it is approximately impossible to pay for anything either online or offline without these
apps
. Having said that, using the
apps
has some disadvantages, which are sometimes out of control. The most important reason is that our information can be hacked by online hackers. These days, we often hear that online fraudulence has
enourmously
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enormously
increased.
For example
, in the United States, it is reported that $5 billion has
thieved
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been thieved
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annually by directing people to a phishing website.
Hence
, we need to be cautious while using these
apps
for online payments. To conclude,
although
the appearance of these applications is making our lives much easier than before, we need to be aware of the problems and consequences
it
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they
show examples
might have.
Submitted by VD on

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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