In some countries, owning a home rather than renting one is very important for people. Why might this be the case? Do you think this is a positive or negative situation?

In most countries, buying a

home

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is considered an important milestone for everyone. In recent years,

people

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have seen that the majority of

people

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prefer to buy a

home

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instead

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of renting. From my point of view, I think that

this

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is a positive trend due to its beneficial effects.

To begin

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with, the main reason I advocate buying a

home

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is that it is a reliable form of investment.

In other words

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, the

money

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to

rent

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the

house

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will be lost, while the

money

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to buy the

house

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will save the value.

For example

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, with an income of 10 million VND per month, you can borrow to buy a

house

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worth about 500 million VND and pay it off over 10 years. You will have your own

house

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. But if you use that

money

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to

rent

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a

house

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, it will take you a long time to save enough

money

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to buy a

house

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, and by the time you own that

house

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, you are already old.

In addition

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,

people

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who have to pay a

house

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rent

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every month will waste their

money

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not only on renting a

house

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but

also

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on

house

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maintenance. In fact, the

rent

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fees could be increased every year, and the landlord could easily ask the family to move from the

house

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after the contract is finished.

For instance

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, many

people

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in urban areas still have difficulties buying their houses and choose to

rent

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houses from moneylenders that have been causing their financial problems for a long time.

Moreover

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, the problem that comes from renting a

house

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is more complicated than buying a

house

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. Some other

people

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argue that if you are living in a country

that

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where

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you can be sure about having a job or government support, it is better to consider renting as your primary choice, especially if you are young.

Otherwise

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, if the unemployment rate in your area is high and you have the

money

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to get a proper apartment, you should buy one in order to at least be sure about your

home

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in case of unemployment.

Hence

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, the correctness of

this

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decision is dependent on your location and your country’s economic level. In summary, considering the reasons mentioned above, owning a

home

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is a very profitable investment. Owning a

home

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provides a sense of stability, comfort, and security without the risk of becoming homeless.

This

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is seen as an important life milestone that everyone aspires to achieve.