Students leave highschool without learning how to manage money.Causes and solutions for this issues.

These days, high

school

graduates are said to lack knowledge

in

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of

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personal

money

management.

This

issue stems from a lot of factors and it could be tackled by several solutions from both teachers and

parents

. There are two main culprits leading to

this

problem.

To begin

with, the current educational system places an overemphasis on academic subjects

while

essential life skills, including personal financial management are being neglected. Students are familiar with answering theoretical questions yet feel like balancing their income and expenditure.

Additionally

, most high

school

learners experience a carefree period of adolescence as their

parents

always free them from financial problems. They take their

parents

’ material support for granted and lavish cash on unnecessary purchases. The overindulgence and overprotection from

parents

have made their children irresponsible

for

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in

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spending

money

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the money

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they are offered effectively. In order to overcome these negative situations, several specific measures can be taken by both teachers and

parents

.

Firstly

, soft skills, especially payment managing lessons, should become a compulsory subject in the

school

curriculum, which would help equip learners with the knowledge and skills to manage their own personal

finance

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finances

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when they leave

school

to enter the workforce.

Furthermore

,

parents

should spend time with their children teaching them how

money

is earned and used for either savings or expenses.

For example

, one simple step for

parents

to start is teaching their offspring how to get by on their pocket

money

and expand into more serious household costs as their child grows up.

As a result

, they will be aware of the importance of

money

and how their spending needs to be budgeted and managed to avoid debt problems later in life.

To sum up

, it is undoubtedly clear that there are various reasons why students leave high

school

without acquiring the skill of managing their expenditures;

however

, these matters can be dealt with owing to the cooperation of both

parents

and teachers.