Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

#plastic #money #replacements #credit #debit #cards #banknotes #coins

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A section of society holds a belief that cashless transaction has gained a lot of popularity among folks these days as compared to

cash

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transaction. In my opinion, there are demerits and merits of utilizing

this

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kind of platform. On the one hand, there is a significant rise tend in purchasing international items recently, most of which require the customers to purchase their items using a card rather than

cash

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as it is easier compared to other

transactions

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For instance

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, I used to purchase shoes online using my MasterCard.

Furthermore

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, there is a limitation of

transactions

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for a certain period by using the card

payment

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method

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Thus

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, it will not allow people to overspend their money, which is one of the best features of

this

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kind of

method

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On the other hand

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, the card

payment

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method

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is not as safe as people think, albeit some opine that

cash

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is more menacing.

For instance

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, there is a quiet number of scam cases that happen correlated to

this

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payment

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method

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In addition

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this

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type of transaction is not always error-free chiefly when making an online

payment

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, as a consequence, people will not get a refund due to that small problem.

Hence

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, the public is encouraged to always bring along some

cash

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with them whenever they want to go out. In conclusion,

although

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the cashless

method

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is utilitarian for the users, some

transactions

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still need to use

cash

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in order to buy something. I think society needs to change its low-class mindset, thinking that cashless

transactions

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have a multitude of drawbacks.

Submitted by hadamajwad on Sat Jul 23 2022

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8
Linking words
meeting the goal of 7 or more
4
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

258 words

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Topic Vocabulary:

plastic money
credit cards
debit cards
banknotes
coins
cashless transactions
contactless payments
financial footprint
fraudulent activities
identity theft
overspending
ATM withdrawals
cashback rewards
interest rates
e-wallets
digital economy
banking infrastructure
cybersecurity
economic efficiency

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Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Topic: some parents buy their children a large number of toys to play\ with. What are the advantages and disadvantages for the children of having a large number of toys?

It is expected that there will be a higher proportion of older people than young people in many countries in the future. Do you think it is a positive or negative development?

Children nowadays watch significantly more television than those in the past, which reduces their activities levels accordingly. Why is this case? What measures can you suggest to encourage higher levels of activity among children?

A lot of places in the world relyon tourism as a main source of income. Unfortunately, tourism can also be a source of problems if it is not managed correctly. Describe the advantegs and disadvantages of tourism in the modern world. Do you think that benefits of tourism outweight its drawbacks?

The student who study from the school to university get benefit less and contribute less too, than those of student who go to travel or job and get skills and experience before going high. Do you agree or disagree?