In many countries, paying for things using mobile app is becoming increasingly common. Does this development are having more advantages or disadvantages?

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As technology progresses, it has been increasingly more common to purchase items through mobile apps as opposed to using physical
money
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in some nations. From my perspective,
although
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there are certain issues regarding
this
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innovation, the merits rather outweigh the demerits. On the one hand, being approved as the orthodox measurement of exchanging values, physical
money
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has been used for hundreds of years with utter trust from payers. It is,
therefore
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, arduous for digital companies to persuade individuals to switch to virtual payments. Not only will
this
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manipulate the already stable economy, but it will
also
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devalue
money
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as there are too many currencies. A shred of evidence comes from several poor countries in Africa that had been exposed to digital
money
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not long ago. They eventually witnessed economic corruption as the result of the asymmetry between digital
money
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and physical ones.
On the other hand
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, while physical
money
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can become a target for thieves, with the superior security that mobile apps offer, bank accounts are impenetrable for those who do not have access to the passwords.
Consequently
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,
this
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way of exchanging values guarantees safety for users.
Furthermore
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, in comparison with physical
money
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, one only has to carry a smartphone in order to conduct a payment, not to mention the simplicity of
maneuverability
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manoeuvrability
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when it comes to buying items. In Vietnam,
for example
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, many people, who have installed an online paying app, said that they have seen better reliability and that it has saved them time. In conclusion, digital
money
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as a surrogate for physical ones has the probability of disrupting the economy.
However
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, given that positive ramifications take precedence over deleterious implications, I strongly believe that paying for items using mobile apps carries more advantages than disadvantages.
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