In many countries it is very easy to apply for and be given credit card. However, this causes some people to have problems with debts they can't pay back. Do the advantages outweigh the disadvantages.

The use of

credit

cards

is in vogue. Most people argue that easy access to

such

means of trade results in indebted people and families. In my opinion, the advantages of having a

credit

card outweigh the drawbacks and

this

essay is going to highlight the importance and benefits of having a

credit

card.

To begin

with, the use of

credit

cards

aid in easy shopping. It is far easier to purchase items online without going to a physical shop.

This

saves time and stress.

Also

, there is the option of buying on

credit

and paying every month which

also

makes life easier and better.

For example

, a young graduate working in a different town who has a

credit

card has the luxury of buying items he will need at

homes

Fix the agreement mistake

home

show examples

such

as a washing machine, cooker, television set and microwave on

credit

.

This

makes life easier and better. More so, an advantage of

credit

cards

is the reduction of

crime

.

This

is because people will have the option of not carrying physical cash wherever they go. There is no need to carry lots of money when going for a business trip and stand the chance of being robbed. One can just withdraw money whenever he gets to where the exchange of goods and services happens.

For example

, a

crime

reduction was noted on the Accra Nsawam road in Ghana when Mobile Money services were introduced.

This

helps a lot in the reduction of

crime

. In conclusion,

credit

cards

are very important in our world of technological advancement as it makes trading easier and

also

reduce the chances of

crime

.