IELTS Writing Correction Service
Writing Samples
Band 6.5

In many countries it is very easy to apply for and be given credit card. However, this causes some people to have problems with debts they can't pay back. Do the advantages outweigh the disadvantages.

#countries #credit #card #people #debts
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The use of
credit
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cards
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 is in vogue. Most people argue that easy access to
such
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 means of trade results in indebted people and families. In my opinion, the advantages of having a
credit
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 card outweigh the drawbacks and
this
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 essay is going to highlight the importance and benefits of having a
credit
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 card.
To begin
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 with, the use of
credit
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cards
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 aid in easy shopping. It is far easier to purchase items online without going to a physical shop.
This
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 saves time and stress.
Also
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, there is the option of buying on
credit
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 and paying every month which
also
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 makes life easier and better.
For example
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, a young graduate working in a different town who has a
credit
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 card has the luxury of buying items he will need at
homes
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home
show examples
such
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 as a washing machine, cooker, television set and microwave on
credit
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.
This
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 makes life easier and better. More so, an advantage of
credit
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cards
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 is the reduction of
crime
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.
This
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 is because people will have the option of not carrying physical cash wherever they go. There is no need to carry lots of money when going for a business trip and stand the chance of being robbed. One can just withdraw money whenever he gets to where the exchange of goods and services happens.
For example
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, a
crime
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 reduction was noted on the Accra Nsawam road in Ghana when Mobile Money services were introduced.
This
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 helps a lot in the reduction of
crime
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. In conclusion,
credit
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cards
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 are very important in our world of technological advancement as it makes trading easier and
also
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 reduce the chances of
crime
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.
Submitted by brefobhernis on

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Answer the 'Problem and Solution' topic

Problem-and-solution essays fall naturally into two parts, the first describing and exploring the problem, the second setting out the solution or solutions.

You essay structure should look something like this:

  • Introduction
  • Body paragraph 1 – Problems
  • Body paragraph 2 – Solutions
  • Conclusion

Examples to start your body paragraph:

  • One of the first problems of the...
  • Another problem that needs to be considered...
  • A possible solution to this problem would be...
  • One immediate practical solution is to...

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Topic Vocabulary:
  • Credit history
  • High-interest debt
  • Consumer protection
  • Responsible usage
  • Rewards programs
  • Credit score
  • Bankruptcy
  • Compulsive buying behavior
  • Culture of debt
  • Financial irresponsibility
  • Enhanced security features
  • Fraud protection
  • Instant access to funds
  • Unmanageable debt
  • Overall wellbeing
What to do next:
Look at other essays: