People today increasingly use credit cards to make monthly purchases. Do the advantages outweigh the disadvantages?

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In
this
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day and age,
Credit
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cards
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are widely used for our regular expenditures and we are heavily relying on them. Using it has disadvantages
such
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as the possibility of internet theft, while, it has some advantages
such
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as making the purchase conditions easier. I believe that its benefits overweigh the drawbacks of
this
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payment method and the reasons will be outlined in
this
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essay. On the one hand, some main advantages of using plastic
cards
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are convenience and rapidity.
Therefore
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, it is more comfortable for people to take their
credit
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cards
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and go shopping without an abundant amount of money in their
wallet
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wallets
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because all boutiques and showrooms have a special device and the customer could buy anything by card.
Moreover
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,
this
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payment method is much faster than counting money at the cash register.
For instance
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, my grandmother explains that in the old days, she had to take a lot of money with her to the store to make many purchases, and she
also
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had to stand in line for a long time, but nowadays it is no longer like that.
On the other hand
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, one of the disbenefits of using a plastic card is cyber attacks. It means that if the bank has glitches in its security system
this
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can be used by hackers to create backdoors.
Likewise
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,
this
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type of online theft is very popular nowadays due to the fact that every program has its own bugs in the system. By the way of example, two years ago, hackers from California broke into one of the largest United States banks and stole millions of dollars from ordinary citizens.
Thus
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,
credit
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cards
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have their drawbacks, but they are not as significant compared to the advantages. In a nutshell,
although
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the use of
credit
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cards
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has pros
such
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as theft by hackers, it has cons
such
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as ease and speed of purchase.
Submitted by hadiseh77_98 on

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