Today, many people use the internet and smartphones to transfer money to friends, family, and businesses. Is this a positive or negative development?

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In the past,
people
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paid friends, family and businesses using
cash
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. Nowadays, they tend to settle
payments
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online. In my opinion, I think transferring money to others using the internet and smartphones is a positive development.
To begin
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with, online transfers are considered to be much more convenient than
cash
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transactions. Using online
payments
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, there are not any place restrictions. We can buy things anytime and anywhere because there is no need for
people
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to waste
time
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getting
cash
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from the bank or automated teller machines, which can be
time
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-consuming and inconvenient.
For example
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, it is easier to buy things oversea as long as you have a credit card and a good internet connection than to go to the bank, wait in line, and fill in various forms for overseas payment.
Hence
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, an online transfer is an effective way to pay and can save us
time
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.
Secondly
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, transferring money has become safer due to using online transfers. Most e-banking systems can clearly record each online-transactions, it can record each payment detail accurately
such
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as
time
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, amount and the company’s name etc.
People
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can check the information and manage their accounts easily. If we use
cash
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payments
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, since there are no marks on coins and banknotes, it is hard to trace back the
cash
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flow.
Consequently
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, using online transfers can help us to organize and manage our bank accounts to clarify each transaction we have made. In conclusion, I strongly believe that using the internet or electronic devices to transfer money to other parties is an effective and convenient way since it can save our
time
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dealing with overseas
payments
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and provides the whole transaction records, which can help
people
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manage their savings account easily and more safely.
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Use cohesive linking words accurately and appropriately

Linking words are very important in your essay.

To score effectively on your IELTS exam, you should make an effort to implement short concise sentences coupled with linking words.

Almost every sentence in your essay should have a linking word of some sort.

In fact, the only sentences that can omit linking words are your background sentence and thesis.

Linking word examples:

  • firstly
  • secondly
  • thirdly
  • in additional
  • moreover
  • also
  • for example
  • for instance
  • therefore
  • however
  • although
  • even though
  • despite

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