In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Nowadays, many modes of
payment
has been emerge worldwide. Purchasing things using a cellular
phone
has become popular in numerous countries. In
this
,
essay
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I will discuss both pros and cons of using smartphones app for paying for things. I believe that
this
has more benefits than drawbacks. The main benefit of paying using the mobile app is the convenience of paying for goods and services much easier. For ,instance in the
,
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Phillippine a huge number of people rely on paying their bills using smartphone e-wallet apps
such
as Gcash,Maya and many more .
Therefore
, they save time
instead
of going to
payment
centres.
Furthermore
, using mobile
payment
apps people can receive rewards using their rebate system, whenever they use their wallet to pay bills send money or purchase items online. on the flip side, cellular
payment
applications depend on internet connections. It means if the person does not have access online he or she is not able to do any transaction in the applications.
Moreover
, there are many stores or businesses that do not accept
phone
payments.
For instance
, Apple Pay is the most widely accepted form of digital
payment
in North America, and even so, merely one-
third
of retailers there support it.
In addition
, transactions via mobiles leave a digital record, which makes some masses worried about privacy. In conclusion,
although
phone
payment
can cause frustration due to connectivity problems, we can not deny that
phone
payment
applications are the fastest method to pay for anything.
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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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