It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

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Nowadays it became a usual factor that people use credit cards, or buy

Correct article usage

a house

show examples

house

Fix the agreement mistake

houses

show examples

, or

Use synonyms

car

Fix the agreement mistake

cars

show examples

via loans

Change preposition

from

show examples

banks. Some would argue that it is too risky,

others

Correct word choice

while others

show examples

insist that it's the successful model of family economics. In

this

Linking Words

essay

Add a comma

,essay

show examples

I will discuss both opinions and give my opinion regarding

money

Use synonyms

issues and loans.

To begin

Linking Words

with, many people believe that loans take individuals into

debt

Use synonyms

for a long time.

For

Linking Words

example

Add a comma

,example

show examples

one friend of mine has a salary of 2500 manats

Remove the comma

apply

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and decided to take a loan from

bank

Add an article

the bank

a bank

show examples

and buy a

car

Use synonyms

. The price of the

car

Use synonyms

was 60.000 manats and the

debt

Use synonyms

with percentage rate became 75900. She had to pay 1265 azn monthly for five years. At

Linking Words

first

Add a comma

,first

show examples

everything went smoothly, but while COVID her company faced a lot of problems and she lost her job. The Bank requires to have regular payments,

Linking Words

otherwise

Add a comma

,otherwise

show examples

it will take back the

car

Use synonyms

and sell it, in order to close the

debt

Use synonyms

. From

this

Linking Words

point

Add a comma

,point

show examples

borrowing

money

Use synonyms

can be risky for people.

On the other hand

Linking Words

, many business mentors and leaders suggest that it is beneficial to use

banks

Change noun form

banks'

bank's

show examples

money

Use synonyms

in projects rather than earned

money

Use synonyms

For

Linking Words

example

Add a comma

,example

show examples

while establishing my company banks give a retreat period where you can organize your work and start having cash flow, after that 6 month-1

year

Change to a plural noun

years

show examples

you start making your payment. In a given period of time with

regular

Add an article

the regular

show examples

cash

flow

Add a comma

,flow

show examples

you will be able to be free of

debt

Use synonyms

. In conclusion, I would like to say that no matter what credit card debts for a personal matter should always consist of 30% of your earnings. Business credits are not harmful because if you

Correct your spelling

lose

show examples

loose

Correct your spelling

lose

show examples

what you tried to build,

bank

Add an article

the bank

show examples

will sell it and get

it's

Correct your spelling

its

show examples

Use synonyms

money

Add an article

a money

the money

show examples

back. Both of them are not harmful if you have a proper plan.

lamaxmedovaWed Nov 16 2022

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Use cohesive linking words accurately and appropriately

Linking words are very important in your essay.

To score effectively on your IELTS exam, you should make an effort to implement short concise sentences coupled with linking words.

Almost every sentence in your essay should have a linking word of some sort.

In fact, the only sentences that can omit linking words are your background sentence and thesis.

Linking word examples:

firstly
secondly
thirdly
in additional
moreover
also
for example
for instance
therefore
however
although
even though
despite

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

6
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
22
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

310 words

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Topic Vocabulary:

compelled
strategic financial decision
investing
property
cash flow
rewards programs
debt trap
servicing debt
exacerbate
financial strain
cycle of debt
personal responsibility
financial literacy
informed decisions
excessive borrowing
ill-informed borrowing
financial planning

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It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

Use cohesive linking words accurately and appropriately

The average standard of people's health is likely to be lower in the future than it is now. To what extent do you agree or disagree with this statement? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Some people say that music is a good way of bringing people of different cultures and ages together. To what extent do you agree or disagree with this opinion?

In many countries, the number of people suffering from stress is increasing. What do you think are the causes of this problem and what measures could be taken to tackle it? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Some people believe famous people’s support toward international aid organizations draws attention to problems, while others think celebrities make the problems less important. Discuss both views and give your opinions