It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

#people #money #credit #card #mortgage #car #idea

Nowadays it became a usual factor that people use credit cards, or buy

Correct article usage

a house

show examples

house

Fix the agreement mistake

houses

show examples

, or

car

Fix the agreement mistake

cars

show examples

via loans

Change preposition

from

show examples

banks. Some would argue that it is too risky,

others

Correct word choice

while others

show examples

insist that it's the successful model of family economics. In

this

essay

Add a comma

,essay

show examples

I will discuss both opinions and give my opinion regarding

money

issues and loans.

To begin

with, many people believe that loans take individuals into

debt

for a long time.

For

example

Add a comma

,example

show examples

one friend of mine has a salary of 2500 manats

Remove the comma

apply

show examples

and decided to take a loan from

bank

Add an article

the bank

a bank

show examples

and buy a

car

. The price of the

car

was 60.000 manats and the

debt

with percentage rate became 75900. She had to pay 1265 azn monthly for five years. At

first

Add a comma

,first

show examples

everything went smoothly, but while COVID her company faced a lot of problems and she lost her job. The Bank requires to have regular payments,

otherwise

Add a comma

,otherwise

show examples

it will take back the

car

and sell it, in order to close the

debt

. From

this

point

Add a comma

,point

show examples

borrowing

money

can be risky for people.

On the other hand

, many business mentors and leaders suggest that it is beneficial to use

banks

Change noun form

banks'

bank's

show examples

money

in projects rather than earned

money

For

example

Add a comma

,example

show examples

while establishing my company banks give a retreat period where you can organize your work and start having cash flow, after that 6 month-1

year

Change to a plural noun

years

show examples

you start making your payment. In a given period of time with

regular

Add an article

the regular

show examples

cash

flow

Add a comma

,flow

show examples

you will be able to be free of

debt

. In conclusion, I would like to say that no matter what credit card debts for a personal matter should always consist of 30% of your earnings. Business credits are not harmful because if you

Correct your spelling

lose

show examples

loose

Correct your spelling

lose

show examples

what you tried to build,

bank

Add an article

the bank

show examples

will sell it and get

it's

Correct your spelling

its

show examples

money

Add an article

a money

the money

show examples

back. Both of them are not harmful if you have a proper plan.

Submitted by lamaxmedova on Wed Nov 16 2022

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Use cohesive linking words accurately and appropriately

Linking words are very important in your essay.

To score effectively on your IELTS exam, you should make an effort to implement short concise sentences coupled with linking words.

Almost every sentence in your essay should have a linking word of some sort.

In fact, the only sentences that can omit linking words are your background sentence and thesis.

Linking word examples:

firstly
secondly
thirdly
in additional
moreover
also
for example
for instance
therefore
however
although
even though
despite

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Essentional vocabulary list for IELTS Writing 7+

Learn how to write high-scoring essays with powerful words.
Download Free PDF and start improving you writing skills today!

Do you want to check your IELTS essays?

Submit unlimited essays, letters and charts. Sign up right now and start improving your writing skills.

6Linking words
meeting the goal of 7 or more
3Word repetition
meeting the goal of 3 or fewer
22Grammar mistakes
 

4 paragraphs

310 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 & Task 2 checks
Practice with essays, charts, and letters.
Personalized suggestions & mistake analysis
Spot every mistake and boost your score.
Topic ideas & vocabulary helpers
Expand your ideas and use the right words.
Progress tracking
Watch your writing improve with every practice.

Topic Vocabulary:

compelled
strategic financial decision
investing
property
cash flow
rewards programs
debt trap
servicing debt
exacerbate
financial strain
cycle of debt
personal responsibility
financial literacy
informed decisions
excessive borrowing
ill-informed borrowing
financial planning

What to do next:

Look at other essays:

7.5
band
Some experts believe that it is better for children to begin learning a foreign language at primary schools rather than secondary schools. Do the advantages of this outweigh the disadvantages?
Over the period of globalization, there has been a suggestion about the inclusion of foreign language in the primary schools’ curriculum by experts. It seems that, this change might contribute to positive impacts on pupils such as fluency in another language and a chance to promote admissions for future purposes. Although there are some concerns about timetables and a mixture of languages, I absolutely believe that the inclusion of languages in primary schools is preferable rather than in secondary schools.
6.5
band
It is believed that women are more suited to child-rearing than men. What is your opinion on this issue?
There is no denying that women are more patient and emotionally attached to their children than men, however according to me both genders are equally important in raising a youngster, because the youth is part of both the parents. This essay will further discuss my opinion on this issue.
5
band
You have received a letter from your bank, asking you to acknowledge receipt of a new bank card. However, the card was missing from the envelope. Write a letter to the bank's head office. In your letter: explain why you are writing express concern about the missing card ask them what they intend to do Write at least 150 words. You do NOT need to write any address. Begin your letter as follows:
I hope you will find this letter in a good health . I am writting this letter to you because I want to let you know that I reveived a envelope sent by you but my bank card is missing from it .
4
band
The unlimited use of car caused many problems. What are those problems? In order to reduce the problems, should we discourage people to use car? Give reasons for your answer and include any relevant examples from your own knowledge or experience
There is no doubt that these days the average temperatures have risen compared to recent years, this because of climate change, the main reason that increases the chance of global warming is the burning of fossil fuels, burning fossil fuels releases carbon dioxide to the air which makes heat.
6
band
Television is dangerous because it destroys family life and any sense of community; instead of visiting people or talking with our family, we just watch television. To what extent fo you agree or disagree with this opinion?
It is said that the presence of televisions has the tendency to destroy interactions and the sense of community of families. I totally agree with the suggested opinion since TV presence reduces our desire to visit our family and kills communication between the members.

It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

Use cohesive linking words accurately and appropriately

Essentional vocabulary list for IELTS Writing 7+

Some experts believe that it is better for children to begin learning a foreign language at primary schools rather than secondary schools. Do the advantages of this outweigh the disadvantages?

It is believed that women are more suited to child-rearing than men. What is your opinion on this issue?

The unlimited use of car caused many problems. What are those problems? In order to reduce the problems, should we discourage people to use car? Give reasons for your answer and include any relevant examples from your own knowledge or experience

Television is dangerous because it destroys family life and any sense of community; instead of visiting people or talking with our family, we just watch television. To what extent fo you agree or disagree with this opinion?