It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

#people #money #credit #card #mortgage #car #idea

Nowadays it became a usual factor that people use credit cards, or buy

Correct article usage

a house

show examples

house

Fix the agreement mistake

houses

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, or

car

Fix the agreement mistake

cars

show examples

via loans

Change preposition

from

show examples

banks. Some would argue that it is too risky,

others

Correct word choice

while others

show examples

insist that it's the successful model of family economics. In

this

essay

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,essay

show examples

I will discuss both opinions and give my opinion regarding

money

issues and loans.

To begin

with, many people believe that loans take individuals into

debt

for a long time.

For

example

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,example

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one friend of mine has a salary of 2500 manats

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apply

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and decided to take a loan from

bank

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the bank

a bank

show examples

and buy a

car

. The price of the

car

was 60.000 manats and the

debt

with percentage rate became 75900. She had to pay 1265 azn monthly for five years. At

first

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,first

show examples

everything went smoothly, but while COVID her company faced a lot of problems and she lost her job. The Bank requires to have regular payments,

otherwise

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,otherwise

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it will take back the

car

and sell it, in order to close the

debt

. From

this

point

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,point

show examples

borrowing

money

can be risky for people.

On the other hand

, many business mentors and leaders suggest that it is beneficial to use

banks

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banks'

bank's

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money

in projects rather than earned

money

For

example

Add a comma

,example

show examples

while establishing my company banks give a retreat period where you can organize your work and start having cash flow, after that 6 month-1

year

Change to a plural noun

years

show examples

you start making your payment. In a given period of time with

regular

Add an article

the regular

show examples

cash

flow

Add a comma

,flow

show examples

you will be able to be free of

debt

. In conclusion, I would like to say that no matter what credit card debts for a personal matter should always consist of 30% of your earnings. Business credits are not harmful because if you

Correct your spelling

lose

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loose

Correct your spelling

lose

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what you tried to build,

bank

Add an article

the bank

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will sell it and get

it's

Correct your spelling

its

show examples

money

Add an article

a money

the money

show examples

back. Both of them are not harmful if you have a proper plan.

Submitted by lamaxmedova on Wed Nov 16 2022

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Use cohesive linking words accurately and appropriately

Linking words are very important in your essay.

To score effectively on your IELTS exam, you should make an effort to implement short concise sentences coupled with linking words.

Almost every sentence in your essay should have a linking word of some sort.

In fact, the only sentences that can omit linking words are your background sentence and thesis.

Linking word examples:

firstly
secondly
thirdly
in additional
moreover
also
for example
for instance
therefore
however
although
even though
despite

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6Linking words
meeting the goal of 7 or more
3Word repetition
meeting the goal of 3 or fewer
22Grammar mistakes
 

4 paragraphs

310 words

5.50

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

compelled
strategic financial decision
investing
property
cash flow
rewards programs
debt trap
servicing debt
exacerbate
financial strain
cycle of debt
personal responsibility
financial literacy
informed decisions
excessive borrowing
ill-informed borrowing
financial planning

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It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

Use cohesive linking words accurately and appropriately

Some people believe that the experiences children have before they go to school will have the greatest effect on their future life. Others argue that experiences gained when they are teenagers have a bigger influence. Discuss both views and give your own opinions.

living in a country where you have to speak a foreign language can cause serious social problems, as well as practical problems. To what extent do you agree or disagree with this statement?

some people say that the main environmental problem of our time is the loss of particular species of plants and animals. Others say that there are more important environmental problems. Discuss both these views and give your own opinion.

Many countries today are experiencing problems associated with noise pollution (excessive noise pollution above a normal background noise). What are the causes of phenomenon and what effects does it have on the people affected?