It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

#people #money #credit #card #mortgage #car #idea

In the modern era , Getting

credit

from

financial

Add an article

the financial

show examples

and

non financial

Add a hyphen

non-financial

show examples

institute

Fix the agreement mistake

institutes

show examples

has become easy and within the reach of

layman

Add an article

the layman

show examples

This

easy supply of money ensures that

economy

Correct article usage

the economy

show examples

functions well .

However

Add a comma

,However

show examples

this

trend has

also

ignited a contentious debate on

issue

Add an article

an issue

the issue

show examples

that whether availing

credit

good

Change the article

a good

show examples

idea or is it risky . In the following

paragraphs

Add a comma

,paragraphs

show examples

we will discuss both views and

Correct pronoun usage

apply

show examples

will be followed by my personal opinion Over generations the way we lead our life has changed . Luxuries for which our ancestors had to work hard all their life , can now be

availaed

Correct your spelling

availed

Correct your spelling

younger

Correct article usage

the youger

show examples

youger

Correct your spelling

younger

generation

Change preposition

with

show examples

easy

Add an article

the easy

show examples

availability of

credit

This

has certainly improved

standard

Correct article usage

the standard

show examples

of living of

the

Correct article usage

apply

show examples

society as a whole .

Furthermore

Add a comma

,Furthermore

show examples

this

has

also

given

boost

Add an article

a boost

show examples

economy

Add an article

the economy

show examples

purchasing

Add an article

the purchasing

show examples

power of the youth has increased incredibly .

Also

one can better plan the salary in hand to manage one's expenses.

Although

the trend has many positives, the negatives of the same cannot be overlooked . To start with having easy availability of money makes youth reckless and they end up

Correct your spelling

overspending

show examples

over spending

Correct your spelling

overspending

show examples

This

leads to disturbance of financial discipline and lands them into an eventual

dept

Correct your spelling

debt

show examples

trap .They sometimes splurge into shopping

unnecessary

Change preposition

for unnecessary

show examples

stuff and end up paying

very

Add an article

a very

show examples

high interest

Add a hyphen

high-interest

show examples

rate

Fix the agreement mistake

rates

show examples

on borrowed money .

This

creates a bad situation for

Add an article

a family

the family

show examples

family

Fix the agreement mistake

families

show examples

who

dont

Correct your spelling

don't

havde

Correct your spelling

have

enough to cover their dept . The economic depression of 2008 is an example of the way misuse of

credit

had created

mess

Add an article

a mess

show examples

Change preposition

show examples

the

economy

across the globe and issues for the

debt ridden

Add a hyphen

debt-ridden

show examples

families To hammer the

last

nail, I would like to conclude that easy

credit

is a

double ended

Add a hyphen

double-ended

show examples

sword and a person has to be very judicious to judge when and how much

credit

he or she must avail .

Therefore

risk taken after proper calculation of risk can help

individual

Fix the agreement mistake

individuals

show examples

and

economy

Correct article usage

the economy

show examples

at a large

Submitted by kartikmalik01 on Wed Nov 16 2022

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Essentional vocabulary list for IELTS Writing 7+

Learn how to write high-scoring essays with powerful words.
Download Free PDF and start improving you writing skills today!

Do you want to check your IELTS essays?

Submit unlimited essays, letters and charts. Sign up right now and start improving your writing skills.

7Linking words
meeting the goal of 7 or more
2Word repetition
meeting the goal of 3 or fewer
39Grammar mistakes
 

4 paragraphs

319 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 8.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 & Task 2 checks
Practice with essays, charts, and letters.
Personalized suggestions & mistake analysis
Spot every mistake and boost your score.
Topic ideas & vocabulary helpers
Expand your ideas and use the right words.
Progress tracking
Watch your writing improve with every practice.

Topic Vocabulary:

compelled
strategic financial decision
investing
property
cash flow
rewards programs
debt trap
servicing debt
exacerbate
financial strain
cycle of debt
personal responsibility
financial literacy
informed decisions
excessive borrowing
ill-informed borrowing
financial planning

What to do next:

Look at other essays:

4
band
Some people believe that professionals, such as doctors and engineers, should be required to work in the country where they did their training. Others believe that they should be free to work in another country if they wish. Discuss both these views and give your own opinion.
Whilst many think that professional to the workers owe a debt trained in, I believe they should to work where Can make more money.
7.5
band
Lack of fresh water is becoming a global issue of increasing importance. what problems does this shortage cause? what measures could be taken to overcome these problems?
Nowadays, a shortage of drinkable water is becoming a worldwide problem, and many countries have been faced with this ongoing scarcity. This essay will represent several causes and propose potential solutions for this trend.
7
band
As most people spend a major part of their adult life at work, job satisfaction is an important element of individual wellbeing. What factors contribute to job satisfaction? How realistic is the expectation of job satisfaction for all workers?
Nowadays, the workplace turns into the second home for many individuals who spend most of their time at work. Therefore, it is of significant importance that how we feel about our occupation. In this essay, I will discuss the importance of job satisfaction.
4.5
band
Employers now tend to prefer employees with good social skills in addition to good qualifications. In fact, social skills are getting more and more important compared to qualifications. Do you agree or disagree?
The social skills are of the utmost significance in the workplace. As a result, employers tend to recruit workers who are the best at communication skills along with good academic performance and social skills as important as compared to qualifications. strongly agree with this statement because interpersonal skills enhance the employee's career as well as expand the professional career. This essay discusses it briefly for the following reasons.
5
band
Most artists earn low salaries and should therefore receive funding from the government in order for them to continue with their work.
Historically, art has been widely recognized owing to its favorable impact among socities and its advancements have had an exponential grown. Nevertheless, it is well-known that in many countries artists have not received fair stipends. For this reason, they should received financial aid from not only non-profit organizations but also the goverment. I partially agree with this because instead of obtaining subsidy, the goverment should guarantee better wages in this profession.

It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

Essentional vocabulary list for IELTS Writing 7+

Some people believe that professionals, such as doctors and engineers, should be required to work in the country where they did their training. Others believe that they should be free to work in another country if they wish. Discuss both these views and give your own opinion.

Lack of fresh water is becoming a global issue of increasing importance. what problems does this shortage cause? what measures could be taken to overcome these problems?

As most people spend a major part of their adult life at work, job satisfaction is an important element of individual wellbeing. What factors contribute to job satisfaction? How realistic is the expectation of job satisfaction for all workers?

Employers now tend to prefer employees with good social skills in addition to good qualifications. In fact, social skills are getting more and more important compared to qualifications. Do you agree or disagree?

Most artists earn low salaries and should therefore receive funding from the government in order for them to continue with their work.