It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

#people #money #credit #card #mortgage #car #idea

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In the modern era , Getting

credit

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from

financial

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the financial

show examples

and

non financial

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non-financial

show examples

institute

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institutes

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has become easy and within the reach of

layman

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the layman

show examples

This

Linking Words

easy supply of money ensures that

Use synonyms

economy

Correct article usage

the economy

show examples

functions well .

Linking Words

However

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,However

show examples

this

Linking Words

trend has

also

Linking Words

ignited a contentious debate on

issue

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an issue

the issue

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that whether availing

credit

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good

Change the article

a good

show examples

idea or is it risky . In the following

paragraphs

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,paragraphs

show examples

we will discuss both views and

Correct pronoun usage

apply

show examples

will be followed by my personal opinion Over generations the way we lead our life has changed . Luxuries for which our ancestors had to work hard all their life , can now be

availaed

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availed

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younger

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the youger

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youger

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younger

generation

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with

show examples

easy

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the easy

show examples

availability of

credit

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This

Linking Words

has certainly improved

standard

Correct article usage

the standard

show examples

of living of

the

Correct article usage

apply

show examples

society as a whole .

Linking Words

Furthermore

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,Furthermore

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this

Linking Words

has

also

Linking Words

given

boost

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a boost

show examples

Use synonyms

economy

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the economy

show examples

purchasing

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the purchasing

show examples

power of the youth has increased incredibly .

Also

Linking Words

one can better plan the salary in hand to manage one's expenses.

Although

Linking Words

the trend has many positives, the negatives of the same cannot be overlooked . To start with having easy availability of money makes youth reckless and they end up

Correct your spelling

overspending

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over spending

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overspending

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This

Linking Words

leads to disturbance of financial discipline and lands them into an eventual

dept

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debt

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trap .They sometimes splurge into shopping

unnecessary

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for unnecessary

show examples

stuff and end up paying

very

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a very

show examples

high interest

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high-interest

show examples

rate

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rates

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on borrowed money .

This

Linking Words

creates a bad situation for

Add an article

a family

the family

show examples

family

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families

show examples

who

dont

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don't

havde

Correct your spelling

have

enough to cover their dept . The economic depression of 2008 is an example of the way misuse of

credit

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had created

mess

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a mess

show examples

Change preposition

show examples

the

economy

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across the globe and issues for the

debt ridden

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debt-ridden

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families To hammer the

last

Linking Words

nail, I would like to conclude that easy

credit

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is a

double ended

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double-ended

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sword and a person has to be very judicious to judge when and how much

credit

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he or she must avail .

Therefore

Linking Words

risk taken after proper calculation of risk can help

individual

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individuals

show examples

and

Use synonyms

economy

Correct article usage

the economy

show examples

at a large

Submitted by kartikmalik01 on Wed Nov 16 2022

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7
Linking words
meeting the goal of 7 or more
2
Word repetition
meeting the goal of 3 or fewer
39
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 8.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

319 words

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Topic Vocabulary:

compelled
strategic financial decision
investing
property
cash flow
rewards programs
debt trap
servicing debt
exacerbate
financial strain
cycle of debt
personal responsibility
financial literacy
informed decisions
excessive borrowing
ill-informed borrowing
financial planning

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It has become very common for people to borrow money. Most people have a Credit Card, a mortgage and often they will buy a car on credit as well. Is this a good idea is it too risky? Discuss both views and give your own opinion.

In recent times, economic growth has helped many become richer, both in developed and developing countries. However, those in developed countries are not as happy as they were in the past. Why is this? What can be learned from this?

Write a letter to your friend who lives in another country and in your letter, - invite him or her to a public event in your country - describe the public event - explain other plans you have for your friend when he or she visits.

You have recently moved to a different house, and you want to give the news to an English-speaking friend who lives in another country. Write a letter to this English-speaking friend. In your letter, explain why you have moved describe the new house invite your friend to come and visit

some people believe that teachers should be friendly and other people think that teacher should be very bad. do you agree or disagree

Some university students want to learn about other subjects in addition to their main subjects. Others believe it is more important to give all their time and attention to studying for a qualification. Discuss both these views and give your opinion.

Write a letter to your friend who lives in another country and in your letter,  - invite him or her to a public event in your country   - describe the public event   - explain other plans you have for your friend when he or she visits.