Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Sometimes

people

spend

money

irrationally on expensive and useless items which forces a person to take credit.

This

problem has some causes and solutions which will be considered below.

To begin

with, one of the most obvious factors is the power of advertisement. Adverts show stuff in an attractive way so consumers can not notice the drawbacks of the product.

Furthermore

, ads are everywhere in the modern world and marketing specialists learn how to make them more effective.

For example

, there are advertisements on TV, online, billboards so

people

do not have an opportunity to think about the disadvantages of the product.

Consequently

, they believe in the perfection of what is being advertised so they will not regret any

money

to buy it. There is

also

a way which can be used to help

people

avoid taking credit for expensive and purposeless stuff.

First

, school authorities should arrange special economic lessons which will explain to pupils the necessity of living a life without debts.

For example

, governments of some countries believed that teaching children is more effective rather than elder

people

due to the fact that they will not make mistakes in their adult life.

Therefore

, they could understand how to save

money

and spend them wisely in the future. To conclude, the problem of taking debt to afford unnecessary and sumptuous things is really common in our society which happens due to

the

Correct article usage

apply

show examples

good marketing promotions.

However

, if

people

learn from

the

Change the word

their

show examples

school years how to deal with

money

they will not face

such

obstacles.