Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

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Sometimes
people
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spend
money
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irrationally on expensive and useless items which forces a person to take credit.
This
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problem has some causes and solutions which will be considered below.
To begin
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with, one of the most obvious factors is the power of advertisement. Adverts show stuff in an attractive way so consumers can not notice the drawbacks of the product.
Furthermore
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, ads are everywhere in the modern world and marketing specialists learn how to make them more effective.
For example
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, there are advertisements on TV, online, billboards so
people
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do not have an opportunity to think about the disadvantages of the product.
Consequently
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, they believe in the perfection of what is being advertised so they will not regret any
money
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to buy it. There is
also
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a way which can be used to help
people
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avoid taking credit for expensive and purposeless stuff.
First
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, school authorities should arrange special economic lessons which will explain to pupils the necessity of living a life without debts.
For example
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, governments of some countries believed that teaching children is more effective rather than elder
people
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due to the fact that they will not make mistakes in their adult life.
Therefore
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, they could understand how to save
money
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and spend them wisely in the future. To conclude, the problem of taking debt to afford unnecessary and sumptuous things is really common in our society which happens due to
the
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apply
show examples
good marketing promotions.
However
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, if
people
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learn from
the
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their
show examples
school years how to deal with
money
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they will not face
such
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obstacles.
Submitted by nejo.quol on

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