Online currencies have become more common in recent years. Why is this? Is this a positive or negative development?

It is undeniable that digital
currencies
have been trendy in the past few years because they are more convenient and reliable than physical ones. In my opinion, the profits outweigh the drawbacks
due to
their usefulness. Nowadays, using digital wallets is simple and widely accepted in many countries. Payments can be made instantly when shopping online or at supermarkets.
In addition
, an increasing number of online payment platforms can sometimes bring benefits
such
as cash-back bonuses.
Although
some platforms might be challenging for older
people
, most applications are user-friendly and easy to manage. In the UK,
for instance
, many elderly
people
are using online
currencies
with the help of their grandchildren.
Consequently
, a large number of digital currency companies target to promote their applications not only young consumers but
also
senior citizens. The primary reason why digital wallets have become popular is that it is more reliable than physical notes.
People
do not need to worry about being victims of crimes like theft or robberies
as far
Rephrase
apply
show examples
as they are using digital wallets with substantial security numbers
instead
of physical money.
Moreover
,
while
traveling
Change the spelling
travelling
show examples
across the world,
it
Correct pronoun usage
one
show examples
does not need to exchange the currency used in the host country since most nations accept digital
currencies
.
This
is illustrated by the fact that in Thailand, the government encourages tourists to use cashless payments rather than cash in order to trace every transition to protect against possible money laundering.
As a result
, authorities can manage their financial and economic issues effectively.
To conclude
, digital
currencies
are more common these years because of
being
Wrong verb form
are
show examples
simple and reliable.
Although
they may have some drawbacks for particular
people
, it is pretty clear that their advantages outweigh the drawbacks.
Submitted by Hein Htet Aung on

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Task Response
Ensure to address all parts of the task in a balanced way, consider both positive and negative aspects of the topic
Coherence and Cohesion
Good use of cohesive devices. Ensure that the ideas are logically organized in each paragraph
Topic Vocabulary:
  • Digital wallet
  • Decentralization
  • Cryptocurrency
  • Blockchain
  • E-commerce
  • Fiat currency
  • Financial inclusion
  • Cross-border transactions
  • Volatility
  • Smart contracts
  • Decentralized Finance (DeFi)
  • Mining
  • Energy consumption
  • Pseudo-anonymous
  • Regulatory challenges
  • Financial privacy
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