In your opinion, do the advantages outweigh the disadvantages when it comes to crypto currency and online financial institutions?

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Over the years, humanity has made a major breakthrough in digital
money
; they have changed their attitude to finance tremendously. Having a huge amount of positive influence,
cryptocurrency
, the name for online cash, and online financial
institutions
also
have the other side of the coin.
Therefore
, it is critical to ask oneself whether the advantages outweigh the disadvantages when it comes to
cryptocurrency
and online financial
institutions
. There are several pros associated with the aforementioned things. One advantage of cryptocurrencies is how fast and which method it uses to make transactions. To be precise, if somebody sends
money
by apps
such
as MoneyGram, Western Union and so on, the receiver will get it within an hour.
Moreover
, the geolocation of you and your recipient doesn’t matter,
consequently
, you can
also
use it anywhere and anytime.
In addition
, your
money
isn’t controlled by banks or the government so the fees in the majority of the cases are cheaper. As an example, most international students face problems with traditional banks, when they desire to support their families financially because of restrictions and the price for services that can reach one-two-tenths of the
money
. Another major benefit of
cryptocurrency
is its anonymity. Unlike traditional financial instruments, transactions made via crypto are virtually untraceable, and users do not need to reveal their identity to complete it.
In other words
, it is unnecessary to share sensitive information like your bank details and address.
This
feature provides an additional layer of security to users, who are protected from potential fraud and identity theft.
However
, it can be possible to trade your address through high technologies. Despite the fact of
this
possibility, if you protect your privacy properly, people may not be able to associate your identity with your address in the real world, even if they are clustered.
On the other hand
, there are some issues with scams; fake websites and apps, malware and mining scams, and pyramid schemes.
In addition
, it can be done anywhere, even on a dating app like Tinder. The Internet is the prevalence of fake websites and apps that may look legitimate but are designed to steal one’s personal information and financial data. If you search for methods to avoid being a victim, you can secure yourself.
Otherwise
, if you had already fallen prey to a hoax, you wouldn’t be able to return your
money
, even though you
contact
Wrong verb form
contacted
show examples
the police or
notify
Wrong verb form
notified
show examples
your traditional bank institution
due to
difficulties with finding fraudsters or the flow where your belongings disappeared. In conclusion, there are advantages and disadvantages to
cryptocurrency
and online financial
institutions
. The benefits of the method of transparency, anonymity, convenience, and flexibility of it cannot be denied.
Nevertheless
, the potential drawbacks,
such
as fraud, should be considered when weighing the pros and cons of
cryptocurrency
and online financial
institutions
. Ultimately, the answer to whether the advantages outweigh the disadvantages will depend on the individual’s preferences.
Submitted by ademi.jeon on

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Your opinion

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...do you agree or disagree?...do you think...?...your opinion...?

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Topic Vocabulary:
  • Decentralization
  • Cryptocurrency
  • Intermediaries
  • Financial privacy
  • Fintech innovation
  • Volatility
  • Cross-border transactions
  • Security risks
  • Anonymity
  • Money laundering
  • Tax evasion
  • Environmental impact
  • Mining
  • Regulatory challenges
  • Tech-savvy
  • Traditional banking
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