In some countries, paying for things using mobile phone(cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages

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Technology has made it easier for people to buy and sell using their mobile
apps
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and
this
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seems to be adopted in most countries, I believe
this
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is a welcome development and its advantage far outweighs the disadvantages as we will discuss
further
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. On the one hand, Online payment portals made goods/services easily accessible.
Firstly
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it gives us access to pay for anything from anywhere in the world without having to bother about sourcing
for
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apply
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currency and how much will get to its destination.
For instance
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, someone in Canada can pay for an item in Australia with ease.
Secondly
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, It reduces the level in which individuals seek to possess cash
subsequently
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reducing theft, because the fewer people with cash,thieves won't have the option of stealing and robbing people's belongings on the road.
On the other hand
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, Bank
apps
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on phones have increased online theft.
Firstly
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, in a case where a misplaced phone enters the hands of a fraudster, He/she can easily use the cellphone to make payments for items bought or rather transfer funds out. In conclusion, Though there are some demerits to using phone
apps
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, I believe with proper policies in place
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, for example,
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for example
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phone passwords, and strong protection for
apps
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like codes etc, The merits of using these platforms will be more beneficial.

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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