in many countries paying for things using mobile phones (cell phone ) apps is becoming increasingly common .Does this development have more advantages or disadvantages ?

#countries #phones #cell #phone #apps #development

In a rather futuristic world, e-commerce is growing day by day.

People

are inclined towards paying online rather than giving money in

cash

. In my opinion, there are far more advantages than disadvantages. There are myriad reasons why

people

use mobile phones to purchase.

Firstly

, Now they do not have to worry about carrying

cash

. The increased number of street crimes is a headache for many who have to take big amounts

along with

them .

For instance

, if a person wants to buy furniture for a room

then

he has to carry a hefty amount in hand.

Consequently

, it would increase the risk of getting robbed .

In addition

this

, online via phone is hassle-free. Schools are using

this

way of payment for their monthly fee. Previously parents had to stand in long queues to submit them. These queues get even longer when the deadline approaches . The same is the case with utility bills.

This

way of payment has saved us valuable time and effort.

On the other hand

, it is irrefutable that there are some drawbacks to using online

cash

. To instigate with, prime issue with

this

payment method is security. Mostly every site which we use to clear our bill saves our credentials in their databases.

As a result

, every site has information about our card which can be mishandled at any point in time .

Moreover

people

become so dependent on cashless payments that they do not carry

cash

with them .

for example

there are many cases when

people

have to face embarrassment when their respective bank is not responding at point-of-sale stations . In conclusion , it can be reiterated that going cashless payments have more pros than cons. With every passing day securities of paying online is improvising .

As a result

,there will be fewer security breaches and improve

people

's confidence in

this

method .

Submitted by vajeeha.kamran on Wed May 17 2023

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Sentence 3 - Discussion
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11Linking words
meeting the goal of 7 or more
2Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

6 paragraphs

316 words

7.00

Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

6.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

Mobile payments
Biometric authentication
Transaction costs
Budgeting
Technological barriers
Privacy concerns
Data breaches
Identity theft
Over-reliance
Market fragmentation
Competing payment apps
Financial inclusion
Security features
User convenience
Cashless transactions
Digital wallet

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in many countries paying for things using mobile phones (cell phone ) apps is becoming increasingly common .Does this development have more advantages or disadvantages ?

Fully explain your ideas

When children start school, teachers have more influence on their intellectual and social development than their parent. To what extent do you agree or disagree

In some places old age is valued, while in other culture youth is considered more importance. Discuss both views and give you opinion.

Nowadays, not enough students choose science subjects in university in many countries. What are the reasons for this problem? What are the effects on society?

In many countries, people increasingly talk about money such as how much they earn or how much they pay for things in their daily conversations. Why? Is this a positive or negative trend?

The pie chart below depicts energy generation by fuel type in the UK in two years. Summarise the information by selecting and reporting the main features, and make comparisons where relevant.