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Writing Samples
Band 7

in many countries paying for things using mobile phones (cell phone ) apps is becoming increasingly common .Does this development have more advantages or disadvantages ?

#countries #phones #cell #phone #apps #development
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In a rather futuristic world, e-commerce is growing day by day.
People
 are inclined towards paying online rather than giving money in
cash
. In my opinion, there are far more advantages than disadvantages. There are myriad reasons why
people
 use mobile phones to purchase.
Firstly
, Now they do not have to worry about carrying
cash
 . The increased number of street crimes is a headache for many who have to take big amounts
along with
 them .
For instance
 , if a person wants to buy furniture for a room
then
 he has to carry a hefty amount in hand.
Consequently
, it would increase the risk of getting robbed .
In addition
 to
this
, online via phone is hassle-free. Schools are using
this
 way of payment for their monthly fee. Previously parents had to stand in long queues to submit them. These queues get even longer when the deadline approaches . The same is the case with utility bills.
This
 way of payment has saved us valuable time and effort.
On the other hand
 , it is irrefutable that there are some drawbacks to using online
cash
. To instigate with, prime issue with
this
 payment method is security. Mostly every site which we use to clear our bill saves our credentials in their databases.
As a result
, every site has information about our card which can be mishandled at any point in time .
Moreover
,
people
 become so dependent on cashless payments that they do not carry
cash
 with them .
for example
 there are many cases when
people
 have to face embarrassment when their respective bank is not responding at point-of-sale stations . In conclusion , it can be reiterated that going cashless payments have more pros than cons. With every passing day securities of paying online is improvising .
As a result
,there will be fewer security breaches and improve
people
's confidence in
this
 method .
Submitted by vajeeha.kamran on

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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Topic Vocabulary:
  • Mobile payments
  • Biometric authentication
  • Transaction costs
  • Budgeting
  • Technological barriers
  • Privacy concerns
  • Data breaches
  • Identity theft
  • Over-reliance
  • Market fragmentation
  • Competing payment apps
  • Financial inclusion
  • Security features
  • User convenience
  • Cashless transactions
  • Digital wallet
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