In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development has more advantages or more disadvantages? Give reasons for your answer and include relevant examples from your own knowledge and experience.

#countries #phone #cellphone #apps #development

Technology has reached every corner of the world enabling

people

to ditch old-style paper

money

with online

payments

. The majority of folks are in favour of

this

advancement

due to

its number of merits.

However

, some

people

highlight its demerits first. In

this

essay, we will discuss both benefits and drawbacks of plastic

money

with a suitable conclusion. Initiating with the advantages, for many

people

internet banking is a relief as they do not need to carry cash everywhere. Nowadays, from street-side hawkers to hospitals, every place accepts

payments

using cellular phones,

this

has solved two major problems for every nation.

Firstly

, plastic

money

is eco-friendly, as currency needs trees to be cut and

secondly

, it has controlled the flow of black

money

nationally

as well as

internationally.

For instance

, India which was the first country to promote UPI

payments

has seen a drastic downfall in corruption in the

last

few years.    On the contrasting side, there are a few disadvantages associated with

this

mode of payment.

To begin

with, many folks especially elders do not feel comfortable dealing with modern technologies

such

as smartphones and online banking. Probing ahead,

this

development has given birth to many frauds

such

as web scams and phishing attacks, making

people

lose their hard-earned

money

in a blink of an eye

due to

their naiveness. To cite an example, my mother almost got caught in a situation where she was asked to scan a code by an unknown authority,

however

, she immediately reported the same to the police.  

To conclude

, preferring online

payments

have become popular in many nations considering it is all white

money

and environment friendly.

Nonetheless

this

development has an equal number of flaws

such

as cyber crimes and acquaintance with knowledge. I believed the aforementioned points are strongly supporting my viewpoint.

Submitted by jyotiarora940 on Tue Jul 25 2023

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12Linking words
meeting the goal of 7 or more
3Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

301 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 5.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

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In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development has more advantages or more disadvantages? Give reasons for your answer and include relevant examples from your own knowledge and experience.

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Many believe that modern technology has brought people together, but others say that it has driven us apart. Discuss both viewpoints and give your own opinion.

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People have differing views with regard to the question of how to make our roads safer. In my view, both punishments and a range of other measures can be used together to promote better driving habits.

Individuals can do nothing to improve the environment. Only governments and large companies can make a difference. What extent do you agree or disagree?

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