In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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Today, payment for everything can be done with mobile phone functions in many countries. It can be helpful for youngsters who usually do not bring their smartphones.
Besides
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,
this
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condition can create the opportunity for IT staff to develop payment utilization and get income.
This
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situation has become popular because there are a lot of IT staff that create e-wallet
applications
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. They try to attract the community with the best features and promotions. A lot of
applications
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can be used by the sellers so buyers will adopt those more commonly. Communities are using those in their daily lives,
for example
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, for paying
tickets
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for tickets
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on the bus, train, or funding machine.
People
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do not use their
money
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again (cashless) to buy something. They do not have to bring their wallet or
money
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again to pay. If they want to buy or pay something, they only scan the barcode or give the ID number to the seller.
Then
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, the sellers do not have to manage their
money
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or cash because it will be calculated by systems (
applications
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).
On the other hand
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, it can be very harmful for
people
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, if they do not aware of their data.
For instance
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, the use of the password might be stolen by hackers.
Besides
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, if
people
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often change their password
applications
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, they usually forget about that.
Then
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, the government shall make some policies and restrictions to help users and developers.
Finally
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, developers must protect user's data,
for example
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, ID card, bank account, mother’s name, etc.
To conclude
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, I believe that the use of apps in the payment industry would be better because of its benefits. It can increase job vacancies for IT developers.
Besides
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, it will help
people
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, if they forget to bring their
money
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or wallet.
Submitted by irhamtaufiqurrahman on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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