People are living longer after they retire. What are the problems? What can be done to solve these problems?

It has been observed that seniors are living longer into
retirement
, causing financial
burdens
and pressure on the
healthcare
system. In
this
essay, I will explain these
problems
in detail and recommend potential solutions to improve the situation. One of the primary
problems
associated with living longer after
retirement
is the financial
burdens
it places on individuals and governments. To be more specific, many retirees may find it challenging to sustain their desired quality of life
due to
increased living costs,
healthcare
costs and inflation. Under
such
circumstances, pension
funds
and
retirement
savings may not be always sufficient to cover
such
expenses, causing financial stress. Another issue is the strain on the
healthcare
system.
This
is because when people get older, they are more likely to develop age-related health
problems
, leading to an increase in demand for
healthcare
services.
This
surge in demand can overwhelm the
healthcare
infrastructure, causing a longer waiting time and compromising the quality of services.
Nevertheless
, there are some solutions that can be implemented to overcome these
problems
.
Firstly
, employees themselves need to have a wise plan of spending and saving during their working periods to make sure that they have a sufficient amount of savings when they retire. Thanks to
this
preparation, they can support financially themselves, reducing reliance on pension
funds
and other forms of monetary assistance.
Secondly
, in certain developed countries, employers are required to make financial contributions to pension
funds
on behalf of their staff. These
funds
later can be used to cover the living expenses of the retired without placing
burdens
on the federal budget.
Lastly
, people are living longer after
retirement
, meaning that they may have enough health to continue working.
Thus
, governments can consider increasing the working age or encouraging retirees to do some part-time jobs to earn extra income. In conclusion, financial
burdens
on the national budget and pressure on the
healthcare
system are unavoidable
problems
that may arise when human expectancy increases. Only when appropriate approaches, including employees' wise financial plans, employers' financial contributions and increased working age, are adopted, can the situation be handled.
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coherence cohesion
Make sure to clearly state the main problems and their causes in the introduction.
task achievement
Provide more specific examples to support your points.
coherence cohesion
Consider adding a concluding sentence to summarize your main points.

Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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Essentional vocabulary list for IELTS Writing 7+

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