People are living longer after they retire. What are the problems? What can be done to solve these problems?

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It has been observed that seniors are living longer into
retirement
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, causing financial
burdens
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and pressure on the
healthcare
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system. In
this
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essay, I will explain these
problems
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in detail and recommend potential solutions to improve the situation. One of the primary
problems
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associated with living longer after
retirement
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is the financial
burdens
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it places on individuals and governments. To be more specific, many retirees may find it challenging to sustain their desired quality of life
due to
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increased living costs,
healthcare
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costs and inflation. Under
such
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circumstances, pension
funds
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and
retirement
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savings may not be always sufficient to cover
such
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expenses, causing financial stress. Another issue is the strain on the
healthcare
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system.
This
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is because when people get older, they are more likely to develop age-related health
problems
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, leading to an increase in demand for
healthcare
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services.
This
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surge in demand can overwhelm the
healthcare
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infrastructure, causing a longer waiting time and compromising the quality of services.
Nevertheless
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, there are some solutions that can be implemented to overcome these
problems
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.
Firstly
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, employees themselves need to have a wise plan of spending and saving during their working periods to make sure that they have a sufficient amount of savings when they retire. Thanks to
this
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preparation, they can support financially themselves, reducing reliance on pension
funds
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and other forms of monetary assistance.
Secondly
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, in certain developed countries, employers are required to make financial contributions to pension
funds
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on behalf of their staff. These
funds
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later can be used to cover the living expenses of the retired without placing
burdens
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on the federal budget.
Lastly
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, people are living longer after
retirement
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, meaning that they may have enough health to continue working.
Thus
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, governments can consider increasing the working age or encouraging retirees to do some part-time jobs to earn extra income. In conclusion, financial
burdens
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on the national budget and pressure on the
healthcare
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system are unavoidable
problems
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that may arise when human expectancy increases. Only when appropriate approaches, including employees' wise financial plans, employers' financial contributions and increased working age, are adopted, can the situation be handled.
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coherence cohesion
Make sure to clearly state the main problems and their causes in the introduction.
task achievement
Provide more specific examples to support your points.
coherence cohesion
Consider adding a concluding sentence to summarize your main points.

Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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