New forms of money are becoming extremely popular nowadays. Is this a positive development or adding risk to the system? Should new money technology face greater regulation and scrutiny? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write at least 250 words. You should spend about 40 minutes on this task.

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There is no doubt that the usage of
money
has changed significantly in the
last
years
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few years
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. Cryptocurrencies and digital payment platforms have
became
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become
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an integral part of our
live
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lives
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.
While
there are some drawbacks, I tend to believe that there are more positive sides. The main benefit of new forms of
money
is that it makes life much easier for many people.
This
means that customers can purchase items online in
more
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a more
show examples
convenient way, whenever and wherever they want, they just need to touch their smartphone screen for a couple of seconds and there it is, the order is in progress.
In addition
, digital
money
transactions give
an
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apply
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access to
wider
Add an article
a wider
show examples
range of products from all over the world. Nowadays, there is a myriad of foreign websites, which provide an
anormous
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enormous
amount of products, which are not available in your country.
For instance
, the popular
chinese
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Chinese
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website "Aliexpress" has different payment systems, like Mastercard and Visa, which
gives
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give
show examples
a chance to
payment
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pay
show examples
for anyone who is willing to do that. Despite the positives mentioned above, there
is
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are
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undoubtedly many risks involved.
In other words
, the innovation of using cryptocurrencies and
another
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other
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forms of digital
money
has
a
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the
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potential of many illegal activities,
such
as
,
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apply
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money
laundering and
frauds
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fraud
show examples
.
For example
, recently in Russia people
receive
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have received
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alot
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a lot
of phone calls from scammers, who are asking them to transfer all their
money
to, as they
say
Add the comma(s)
say,
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"save accounts", but after
that
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that,
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they
are
Verb problem
can
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no longer
can
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apply
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see them in their online wallets. In conclusion,
while
there are certain negative sides
of
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to
show examples
using digital
money
, I would argue that it is a positive trend
overall
. The flexibility and thousands of
apportinities
Correct your spelling
opportunities
that are offered by
such
way of shopping are
endeed
Correct your spelling
indeed
attractive and help people to live more conveniently.
Submitted by t-staro on

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Introduction & Conclusion
The essay has a clear introduction and conclusion, which is good. However, the conclusion could better summarize the essay's main points.
Logical Structure
There is minimal logical structuring in your paragraphs. Ensure each paragraph has a clear main idea and follows logically from one to the next.
Support & Examples
Your essay presents relevant examples, but they need to be integrated more cohesively into the argument. Provide clear explanations of how examples support your points.
Complete Response
The response to the prompt isn't fully comprehensive. The essay should include more depth and development of ideas to demonstrate a full understanding of the topic.
Idea Development
Ideas are clear, but not all are comprehensive. Provide more nuanced arguments and a range of ideas for a higher score.
Example Specificity
Your examples are relevant, but you need to provide more specific details and demonstrate a direct link to your main argument for a higher score.
Topic Vocabulary:
  • Cryptocurrencies
  • Digital payment platforms
  • Blockchain
  • Transaction costs
  • Financial services
  • Volatility
  • Consumer protection
  • Fraud
  • Financial stability
  • Regulation
  • Scrutiny
  • Innovation
  • Decentralized finance (DeFi)
  • Economic landscape
  • Cybersecurity
  • Money laundering
  • Central bank digital currency (CBDC)
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