Some people get into debt by buying things they don't need and can't afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?

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People's nature varies from person to person. Some individuals are interested in buying products because of their liking without considering whether it is important and bearable or not. There are several reasons behind
this
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. Some of them are described below
as well as
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the solutions. The most crucial factor in buying new stuff is the uniqueness of the product. Every product has some novice characteristics to attract customers.
As a result
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, communities are trying to buy new things.
For example
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, Apple, a renowned electronics company in the USA, introduce an updated version of mobile phones every year to attract the targeted group of customers, where there is little difference from one version to another. Fortunately, customers are accepting these small changes and buying products from them. Another important factor is related to psychology. Individuals are trying to take the taste of new products, either it is good or bad, which leads to buying the new items. If someone had controlled their psychological behaviour, he would have been stopped from buying new stuff. Sohel, one of my friends,
for instance
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, is
following
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this
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strictly and saving money without buying materials. To escape from
this
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nature everyone has to follow some strict rules. First of all, considering the level of income. If it is not good enough, they have to avoid
this
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.
Moreover
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, they can prioritise the requirements
according to
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the demand and can buy
according to
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their elementary needs.
Therefore
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, they can control their budget.
Furthermore
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, they have to separate the basic and secondary needs,
then
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they have to fulfil the basic needs first.
Consequently
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, they can control their budget and fulfil their demands. In conclusion, it can be said that awareness can help to eradicate the feelings of buying unnecessary commodities. So, anyone can lead a balanced life without any liabilities.
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coherence cohesion
In the essay, the logical structure is present, but it sometimes lacks clear transitions and connections between ideas, which could make it difficult for readers to follow the argument smoothly. Try using a variety of linking words and phrases to better connect the sentences and paragraphs, ensuring each point logically follows from the previous. Think of the essay as a journey, where each sentence guides the reader to the next point without getting lost.
coherence cohesion
The introduction and conclusion are present, reflecting the beginning and ending of your essay effectively. However, to improve this aspect, make sure the introduction clearly outlines the main points that will be discussed and that the conclusion summarizes these points while also presenting a final, conclusive thought on the issue. Consider utilizing signposting language to guide the reader through the introduction, main body, and conclusion for a holistic and rounded writing structure.
coherence cohesion
The essay includes main points supporting the argument, but sometimes these points are not fully developed or elaborated upon. Work on expanding your main points with additional details, explanations, and examples. This will create a more convincing argument while also demonstrating your ability to explore topics in depth. Aim to dedicate a well-developed paragraph for each main point to adequately support your argument.
task achievement
Your essay addresses the prompt, but at times it could provide a more relevant and detailed response. Make sure to fully answer all parts of the task, giving equal importance to each. Your explanations should be detailed and specifically related to the key parts of the prompt. To score higher, refine your response to directly and comprehensively address the questions asked, showing that you have thought critically and in-depth about the issue.
task achievement
While clear ideas are present, they can sometimes come across as generic. To enhance this, put effort into developing comprehensive points that not only answer the prompt but also provide a nuanced perspective. Aim for a clearer demonstration of your understanding of the topic through thorough explanations and well-substantiated arguments that leave no doubt as to what your position is on the issue.
task achievement
The essay provides some relevant examples, but they could be more specific and more closely linked to the points being made to solidify the argument. Employ a variety of detailed and explicit examples to substantiate your points. This tactic will not only strengthen your argument but also show the breadth of your knowledge and ability to apply it in a practical context. Remember, specific examples are key to elevating the strength and persuasiveness of your essay.

Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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Topic Vocabulary:
  • consumerism
  • financial literacy
  • impulse buying
  • credit score
  • debt management
  • sustainable living
  • emotional spending
  • budgeting skills
  • peer pressure
  • retail therapy
  • frugality
  • credit limit
  • financial counseling
  • minimalistic lifestyle
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