Banking and banks. The role of banks in the modern world. Large banks and their functioning. Working with clients. Payment Methods.

Banking and

banks

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are very important for the functioning of the modern world. Without

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banks

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banks,

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the way we

use

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money

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would not work.

Banks

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enable

people

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to save

money

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, borrow

money

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and

to

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apply

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pay for things with ease and security. Each country in the world has its own

well known

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well-known

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banks

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that have

branches

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in nearly every city so

that

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apply

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they are convenient for

people

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to

use

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.

People

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often have to visit the local branch of the

bank

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when they want certain services. There are

also

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some very big multinational

banks

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that have

branches

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in most countries in the world.

As well as

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the local

branches

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that are in most cities, each

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bank

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the bank

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will

also

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have a head office.

This

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is where all central tasks are performed that let the local

branches

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function. The

people

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who work in the

branches

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will be the

bank

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manager, the person in charge, and various tellers who work behind the

bank

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counter and help the

customers

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. There will

also

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likely be security guards to protect the

money

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, workers and

customers

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. Most

customers

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will just need to see the tellers when they go to the

bank

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if they are paying

money

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into their account as either cash or a check.

However

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, they might need to see the

bank

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manager if they want to open an account or if they have become overdrawn when they have spent more

money

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than there was in the account.

Also

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if they want to borrow

money

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and get a loan the person will need to see the

bank

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manager who will have to approve it.

As well as

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being able to

use

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cash or checks to pay for things,

banks

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also

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offer their

customers

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the more convenient methods of using either a debit

card

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or credit

card

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. These methods are very convenient as you just need to carry a small plastic

card

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to be able to pay for anything. When paying with plastic you will need to either sign a receipt or enter a PIN number to confirm the purchase and that you are authorized to

use

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the

card

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.