The inclusion of financial 
 as a compulsory subject in 
 has become a topic of debate. 
 critics would argue against overloading the school curriculum, supporters contend that learning to manage 
 is an essential skill. In my view, integrating personal finance classes is necessary and can be achieved without significant shifts in timetables. 
One of the primary arguments in favour of mandatory financial 
 is that it prepares 
 for real-world financial decisions. Many young adults enter the labour market without a clear understanding of how to manage their 
, which may lead to poor financial choices that can have long-term consequences. By teaching 
 about budgeting, credit management, and financial planning, 
 can equip them with the 
 and skills needed to navigate complex financial situations. 
 preparation can foster more informed and responsible financial behaviours, ultimately contributing to better financial stability and security.
Another significant benefit of financial 
 is that it can reduce the likelihood of 
. Many 
 graduate with substantial student loans and - without proper financial 
 - may struggle to manage 
  effectively. 
, young people are often targeted by credit card companies and may fall into the trap of high-interest 
. Financial 
 can teach 
 about the dangers of excessive borrowing, the importance of maintaining a strong credit history, and strategies for managing and repaying 
. 
  can help prevent financial pitfalls, 
 as overwhelming 
 and gambling addiction, leading to healthier financial futures.
, mandatory financial 
 can encourage saving and investment habits from a young age. From understanding the principles of saving and the power of compound interest to the basics of investing and macroeconomics, these skills can motivate 
 to start building wealth early. These habits can lead to greater financial independence and the ability to achieve long-term financial goals, 
 as buying a home or retiring early. By instilling these practices in 
 early on, 
 can help them develop a proactive approach to managing their 
.
Opponents of mandatory financial 
 often point out that incorporating it into school curricula may require significant changes, potentially overloading an already complex syllabus. 
, I believe 
 challenge can be addressed by integrating financial 
 into existing subjects or offering it as part of life-skills courses. Math classes, 
, can include practical financial problems, and social studies can cover economic principles and personal finance topics. By creatively integrating financial 
, 
 can provide 
 essential 
 without burdening 
 or teachers.
In conclusion, making financial 
 a mandatory subject in 
 is essential for preparing 
 to manage their 
 effectively. 
 concerns about overloading the curriculum are valid, the benefits of equipping 
 with crucial financial skills, reducing the likelihood of 
, and promoting saving and investment habits far outweigh the drawbacks