Students leave high school without learning the way how to manage their money. What are the reasons and solutions for this issue?
There is a belief that
students
probably do not have a knack for controlling their money
after finishing high school. It stems from the deficiency of financial skills
of their parents
as well as
the high schools
' neglect to offer comprehensive financial education as part of their curriculum. However
, it can be mitigated by the application of a holistic learning approach in the school.
One of the focal reasons is the shortage of money
skills
among parents
. To be more specific, the parents
have a tendency to control their offspring's money
and give them no right to do it by themselves. Additionally
, parents
often serve as primary role models and educators for children as these individuals lack of necessary financial skills
, it
is hard for them to impart relevant Correct word choice
and it
lessons
effectively. For example
, some parents
underestimate the value of money
management as their ignorance to educate their offspring, leading to their financial struggles in adulthood, marked by debt, spending and lack of savings.
Another considerable cause is that the educational system forgets to give financial lessons
to their students
. This
is because the emphasis on academic lessons
is considered an extremely imperative assignment so the absence of soft skills
lessons
is prevalent in almost all schools
. Besides
, they believe that these skills
may be built up after the students
have their own jobs as well as
life experience. As a result
, students
may have no skills
relating to solving financial problems during their lifetime.
However
, the holistic learning approach can alleviate this
serious problem. In other words
, schools
should strike a balance between academic lessons
and extracurricular activities facilitating the well-rounded development of students
' mindsets. Also
, some classes about financial skills
must be added, which are practical for the students
to support them in money
management. Take Europe as a prime example, where offers some start-up classes to teach the students
how to control their money
and balance their expenses.
In conclusion, the proliferation of financial problems emanates from the lack of parental skills
in terms of finance as well as
the neglect of schools
to impart financial lessons
during the academic year. Conversely
, it is believed to be addressed by the holistic learning approach helping the students
with various skills
.Submitted by Nghỉ hè vui vẻ cả nhà on
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