Credit card makes people to indebted. Does the advantage of credit card outweigh their drawbacks?

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It is argued that individuals tend to owe a big sum of money
due to
Linking Words
the reckless usage of
credit
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cards. I believe that the drawbacks of possessing a
credit
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card
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outweigh the benefits because
despite
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, despite
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the availability of
the
Correct article usage
apply
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emergency monetary backup, it
direct
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directs
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people toward spending without any awareness of the consequences. The main advantage of holding a
credit
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card
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is the insurance of currency in the bank account, which can be used as
an
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apply
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emergency funding.
This
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can
fulfill
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fulfil
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the sense of security and self-confidence to confront any unexpected fiscal issues.
Moreover
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, banks tend to provide
short period
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short-period
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loans with high interest
rate
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rates
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in an insignificant period of time just by filling
the
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out the
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application and using the
credit
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card
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number as a grantee for payment.
In addition
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, the outstanding offers and purchasing points that
card
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holder
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holders
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can get tend to entice more spending.
For instance
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, some renowned mega-moles
offers
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offer
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unprecedented discounts for specific
credit
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cards
Change the noun form
card
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holders. Meanwhile,
the
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apply
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irresponsible
spend
Replace the word
spending
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played a key role in the global economic crisis. The world market inflation reached an unprecedented level
due to
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the intense usage of
credit
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cards as they are not
an
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apply
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actual physical money.
Therefore
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, the raised prices, the obvious poverty, and the demolished
middle classed
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middle-class
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people represent
a
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apply
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major risks which concern several governments all over the
word
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world
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. And the only solution is to increase the
debit
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debt
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to coop the trendless spending.
For Example
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, some Middle Eastern nations have been facing economic challenges
due to
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the lack of currency in their national banks which
force
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forces
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them to
loan
Wrong verb form
loans
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from the
western
Capitalize word
Western
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states or the
world international bank
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World International Bank
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. In conclusion, holding a
credit
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card
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leads to a certain financial burden on families despite the swift flow of currency.
However
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, the economic crisis in several countries is a more significant downside.
Submitted by ahmed_berry310eg on

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language
Ensure to use precise vocabulary and expressions, avoiding small grammar mistakes (e.g., 'make people to indebted' should be 'makes people indebted').
content
Try to elaborate more on how credit cards lead to economic crises. Provide clear connections and more detailed explanations.
structure
Organize the essay into clear paragraphs for each idea. This can improve readability and coherence.
content
The essay provides a complete response to the prompt, covering both advantages and disadvantages.
structure
The conclusion effectively summarizes the main points discussed in the essay.
content
The ideas presented are clear and relatively comprehensive, demonstrating a good understanding of the issue.

Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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