Task 2 In future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day ? Why do you think some people might not be happy to give up using cash?

The rapid advancement of technology has transformed the financial sector, with an increasing number of people now using web platforms or cards to make
payments
. In my view, it is likely that in the near future, all transactions will be made electronically.
However
, some individuals may resist
this
change, preferring the traditional use of cash.
This
essay will discuss both perspectives.
First,
online
payments
offer convenience and protection, which makes the shift toward a cashless society inevitable. Cards and smartphones reduce the need to carry cash, making transactions faster and safer, especially in emergencies.
Furthermore
, mobile payment systems minimise risks associated with theft, as they are protected by shielding features like passwords and
bio-metric
Correct your spelling
biometric
show examples
authentication. Businesses
also
benefit, as card transactions are recorded directly into their bank accounts, reducing the risk of human error or theft.
On the other hand
, many people, particularly the elderly, may be reluctant to adopt virtual
payments
due to
unfamiliarity with technology. They often struggle to navigate banking apps or smartphones, which can create anxiety.
Additionally
, concerns about cyber security, including the risk of hacking and identity theft,
further
discourage digital adoption.
Furthermore
, reliance on internet connectivity can be problematic in rural areas, where access may be limited. In conclusion,
while
I believe that the transition to a cashless society is inevitable
due to
the benefits of digital
payments
, some people will continue to prefer cash
due to
concerns about safety and technology. Ensuring that cloud platforms are secure and user-friendly will be key to addressing these concerns.
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task achievement
While the essay is generally well-written and addresses the task, inserting specific examples might strengthen the argument. Consider providing more context or examples of how cashless payments have been adopted in certain regions or countries.
task achievement
Ensure to explore all aspects of the task statement. Mentioning reasons that may encourage people to adopt cashless payments can further balance the response.
coherence cohesion
Keep transitions smooth for providing a greater logical flow to the paragraphs. For a cohesive essay, ensure clear links between the ideas especially when discussing on varying perspectives.
coherence cohesion
Introduction and conclusion are clearly stated, effectively framing the argument.
coherence cohesion
The logical organization of ideas makes the essay easy to follow.
task achievement
The essay provides a full response to the task by discussing why some might resist the change.
task achievement
The essay addresses the future potential of a cashless society and considerations for those who might resist.
Topic Vocabulary:
  • digital payments
  • convenient
  • efficiency
  • reduce crime
  • tangibility
  • privacy
  • limited access to technology
  • job losses
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